#1 Overseas Retirement Haven In Latin America

Dear Live and Invest Overseas Reader,

“In 2013 my wife Carolyn and I decided we needed a change. Our lives in Hawaii were stalled.” Dusty explains.

“We began researching options online and, the more we looked, the more excited we got about options overseas.

“We considered Costa Rica… then ruled it out when we learned that they’d abolished their retiree program.

“Looking at the map, Panama jumped out next as our ideal replacement destination.

“Its location was a big draw. It’s so accessible from the United States, but, unlike other warm and welcoming countries we could have chosen, it doesn’t get hurricanes.

“We arrived in Panama for the first time for what amounted to practical reasons. Once here, though, it was love at first sight. We were won over immediately by the country and by the people.

“We knew after our first visit that we wanted to make Panama our home. It was everything we were looking for retirement living—beautiful beaches, a warm climate, lush mountainous terrain (that remind us of the Hobbit movies), and a large and vibrant expat community.

“We shopped around… considered many coastal options in Panama… but nothing fit us the way this spot on the Pacific fit us. Affordability was a key factor.

“Now, more than seven years later, we are settled into our custom-built home. We never could have afforded the life we’re living here in Panama back in the States.

“We’re here now indefinitely.

“Back in Hawaii, we were struggling to get by and to make ends meet.

“Here, we’re living very comfortably and well off just our pensions. Why in the world would we want to go back?

“Saving 75% of our daily cost of living in the States, we have been able to afford to travel to countries we only dreamed about before.

“Now, we look forward to wonderful years ahead building sand castles on our beach, helping baby turtles find their way back into the ocean, and being warm all the time.

“We’re embarking on a whole new chapter. And having the adventure of our lives.”

Dusty And Carolyn Found Happiness Here…

And I Bet That You Could Too—Just Like Me And Thousands Of Other Folks

Dusty and Carolyn’s story is inspiring and exciting… but it’s not unique.

Indeed, Panama today is home to many thousands of folks who’ve taken the leap and reinvented their lives for the better in this land of sunshine and ocean breezes.

I should know, I’m one of them.

In fact, I’ve been making this case for more than 20 years, and I’m writing today to tell you that I’m more bullish on the opportunities and upsides on offer in Panama—for both fun and profit—than ever before.

Bottom line, if you are in the market right now for a place to live well, retire better, invest, own property, or do business overseas…

I’d say you’re doing yourself a big disservice if you aren’t looking closely at this little country at the hub of the Americas.

How Can A Country This Size Continue To 

Bring So Much To The Table?

If you’re a Live and Invest Overseas reader, you’ve almost certainly heard us go on about Panama…

After all, out of all of the places in the world we could have chosen, we decided on Panama as our base of operations.

We know Panama from a foreigner’s point of view like nobody else…

As I mentioned, I’ve been spending time and doing business in this country for more than 20 years… and I’ve been living and operating my business here full-time for more than 10.

Here in Panama, over the past nearly-three decades, we’ve bought pre-construction for investment and centuries-old French-colonial for renovation…

We’ve invested in raw land… both oceanfront and riverside… and commercial rentals…

We’ve started businesses, formed corporations, and opened bank accounts…

We’ve acquired full-time residency through the country’s ground-breaking “Specific Countries” visa program (more on this in a minute)…

We’ve hired staff, shipped household belongings, put our son through school, sourced architects and carpenters, paid local utility bills, researched which health insurance plan makes most sense for our family, bought cars (because finally we’d had enough of dealing with Panama City taxi drivers!), gotten local driver’s licenses, even started a local franchise (a family project)…

And our personal experiences in this tropical haven are only the beginning of what we bring to the table for this conversation.

Spending time and money in Panama as we have all these years, we’ve gotten to know everyone you’d want to know if you were thinking about following in our footsteps…

Our circle of Panama friends, expats, and advisors is extensive.

And, really, it’s not just me… you need to take advantage of all of us and all of our hard-won wisdom…

That is, to determine if Panama makes sense for your new life overseas, you need multiple perspectives.

Plus, you need experienced, professional counsel when it comes to things like taxes, banking, trusts, corporations, residency requirements, investor incentives, insurance…

My rolodex includes our trusted personal advisors, people you can count on to help you accomplish whatever you’re hoping to accomplish in this country safely and efficiently.

Better yet, I’d like you to meet my entire inner circle…

But more on that in just a minute.

What’s So Special About Panama?

We believe in real estate as the best asset you can hold to protect and grow your wealth…

Panama is our #1 property market in Latin America.

Other former property markets worldwide imploded during the Great Recession.

Why didn’t Panama fall to the same fate?

I can identify four reasons:

1. This market was not made and is not supported by Americans, at least not 100%. This market was also made by South Americans, Asians, and other Latino investors looking for safe haven for their capital. Panama continues to offer this, certainly relative to other regional options…
2. Panama is not only a safe haven for worried investors from less free markets, it’s also the top doing-business haven in this part of the world. Big international firms (more than 40 of them, including Dell, 3M, Procter & Gamble, Caterpillar) have targeted this country, especially Panama City’s Panama Pacífico international business park located at the former Howard Air Force Base…
3. Panama’s own infrastructure improvement projects (such as the Panama Canal expansion project… the Cinta Costera Panama City-center thoroughfare… the Panama City metro expansion… and the nearly doubling in size of the already bigger-than-any-other-airport-in-the-region Tocumen International) have required a big and ongoing influx of foreign labor. This foreign labor population is an important and expanding piece of this country’s economy…
4. Meantime, the middle class in this country is exploding in size, creating ever-expanding local markets…

The trouble is, as you may have figured out already:

My Rallying Recommendation
Gets You Only So Far

Pretty photos and internet research will only get you so far…

You can’t determine whether or not Panama makes sense for you as a place until you hear from those who have gone before you…

Until you get the real-deal, honest feedback without the marketing hype.

Better yet, instead of being told everything, you’ll want to ask your own questions so that you get not only the right information, but the relevant advice as well.

You don’t want to run around from banker to attorney… from developer to owner… from agent to broker… from tax advisor to insurance salesman… from visa specialist to customs agent… back to the banker… back to the attorney…

You don’t want to stand in lines… struggle with the language… wait hours for appointments with the wrong people…

You don’t want to wonder if you’re getting a good price… if you’re being presented with all the options…

No, there’s no reason at all to subject yourself to that torture.

Especially when you have a far superior alternative… presenting:

“I Am So Happy I Joined Your Group!”

“Thank you to you, your staff, and the professionals who participated at the event. It was a great experience for me and I am sure for all the other participants, as well. I am so happy I made the decision to join the group. I learned a lot about investments, offshore banking, living in foreign countries, and much more. Congratulations for your organization.”

‐‐Janet K., United States

 

“Truly Sensational”

“Kathleen, thanks so much for a super seminar. That was really sensational, and I have lived here for two years already!”

‐‐Scott R., Panama

Here’s How To Leverage Decades Of 
My Experience Living And Investing In Panama…

How exactly can you get a leg up from my experience living here?

Well, all those years of experience… all those contacts and resources… and all those community connections?

I’ll be bringing all that—and then some—to the table over the three days of our Live and Invest in Panama Virtual Conference.

I’ve put out a call to my inner circle…

And I’m pleased to report that they’ve all responded enthusiastically in the affirmative.

They are ready for action. They’re ready to help you.

With their help, we’ve put together an A+ program.

Join us online, and you’ll learn everything you need to know about residency and taxes… bank accounts and corporations…
holding structures and health insurance… shipping your goods and bringing your pets… employment opportunities (these are limited) and entrepreneurial options (these are not)…

Bottom line, you’ll meet everyone you’ll need to know to launch your new life in Panama.

We’re opening our personal Rolodex for this event… live and online.

At our Live and Invest in Panama Conference, we’ll introduce you to:

In Addition, Over The Course Of This Virtual Conference,

 You’ll Also Meet And Hear From:

• Representatives from our recommended local banks…
• Our preferred local shipping and logistics firm… so you can get answers to all your questions on what to do with all of your stuff (including your car and pets)…
• Doctors and medical professionals from the top local hospitals and health care facilities…
• Our favorite Spanish-language teachers…
• Our recommended local real estate agents (with long experience helping foreigners buy property in this country)…
• Expat-entrepreneurs running successful businesses that are funding their Panama adventures…
• Current expats and retirees who made the move from North America and Europe… people who have made plenty of mistakes but have also enjoyed great success here…

Plus, at our Live and Invest in Panama event, we’ll also introduce you to the people behind the most appealing property developments on offer in the most appealing regions of this beautiful country… from Panama City to the city beaches… from the highlands to the glorious Pacific coast… and from the country’s white sand-fringed Caribbean coast to our favorite little beach towns…

One problem with Panama is that you’re spoiled for choice. Panama City’s, especially, is a mature real estate market. How do you choose among all the options for city living?

And which beach communities make most sense for you given your personal preferences, priorities, and budget?

We’ve been scouting, researching, and performing due diligence on renting and buying for more than a dozen years.

We know who’s doing what… and who’s doing something he shouldn’t be doing.

We know who is building dream homes by the beach and who’s the subject of serial horror stories.

So, who do we want to recommend?

We understand that, when you’re in the virtual room with us, every speaker and exhibitor we introduce to you comes with our implied endorsement.

We don’t take that lightly. Our reputation is everything. We want you to be wowed by the quality of this event… so that you might think about coming to another event somewhere sometime down the road.

We’re in this for the long haul.

But the same can’t be said for all the real estate developers in this part of the world…

We’re careful, because we’ve learned we’ve got to be. That’s why, for this event, we’re inviting but a handful of developers.

These are the guys we want you to know, for theirs are the development projects worth your attention… and your investment.

“You Have Made A Lot of Dreams Come True”

“Thank you for all your hard work. You have made a lot of dreams come true. I am always telling people about you and how you started your publications years ago. In fact, I just today told my banker about how honest and smart you are, letting us know where to go. Wish I had listened to you more years ago…”

‐‐Marlene M., United States 

“Experience, Knowledge, And Competence Are Top-Shelf”

“The level of experience, knowledge, and competence is top-shelf. Primarily, I appreciated the sincere and honest approach of the organizers and all the presenters, as well as the obvious desire to give participants complete, accurate, timely, and appropriate information and to answer questions thoroughly.”

‐‐Andrew F., United States

14 Reasons Panama Is One Of The
World’s Top Retirement Havens

#1: The cost of living is affordable. Outside Panama City, it remains downright cheap. You could retire to the beach in Las Tablas, for example, on the country’s Azuero Peninsula, on a budget of US$1,000 per month or even less…

#2: The sun shines year-round. Panama City can be too hot and sticky for some retirees’ tastes, but, again, look beyond the capital, and you find pockets of near-perfect climates in some regions. If you prefer cool mountain temperatures to steamy sea-level ones, consider Boquete or, less discovered and therefore more affordable, Santa Fe…

#3: The retirees’ path is well-worn. This country has been attracting foreign retirees in growing numbers for more than a decade. It offers many and very user-friendly options for establishing foreign residency if you want to live here full-time, and it is home to established and welcoming communities of expats and retirees.

#4: You can get by without speaking Spanish. I don’t recommend it, but, in Panama City, you don’t have to learn to speak Spanish if you don’t want to.

#5: Health care in Panama is of an international standard, and Panama City is home to Hospital Punta Pacífica, the only hospital in Latin America affiliated with and managed by Johns Hopkins Medicine International.

#6: The cost of medical care is a bargain. Like everything, medical costs are higher in Panama City than elsewhere in the country, but, even in the capital, a doctor’s visit costs US$50 or less.

#7: Local Panama health insurance (which can be good, comprehensive coverage, all you need living in this country) can cost US$100 per month or less…

#8: The infrastructure is of a high standard. This is a place where things generally work—the internet, cable TV, phone service, etc., are all as reliable as anywhere in the States. The roadways and highway systems are being constantly expanded and improved. ATMs are on every corner.

#9: The currency in Panama is the U.S. dollar, so U.S. retirees have no currency-exchange risk or confusion to worry about.

#10: Panama City is an international travel hub, very accessible from North America. The flight from Miami, for example, is about two-and-a-half hours.

#11: Panama’s pensionado program of special benefits and discounts for foreign retirees is the current Gold Standard. Retired in this country, you can save as much as 50% on everything from restaurant meals to in-country airfares, from prescription medicines to closing costs on your new beach house.

#12: This is a nature-lover’s paradise, boasting some of the world’s best surfing, snorkeling, diving, sportfishing, birding, hiking, and adventure-travel opportunities anywhere on earth.

#13: This is a safe, welcoming place to call home.

#14: Retirees you meet in Panama aren’t losing sleep over their futures. They’re embracing them.

“Sophisticated And Thoughtful”

“I have to say that you seem to dig deeper into the feel of a particular place and to do comparative analysis between alternative places. Your approach is more sophisticated and thoughtful and therefore more useful than that of other information sources covering these same subjects.”

‐‐John W., United States

“Awesome Job!”

“This was a 10! Great event. Awesome job by the Live and Invest Overseas team!”

‐‐Edward T., United States

Access To This One-Of-A-Kind Event Is
Currently Available At The Lowest Rate Possible…

Our Live and Invest in Panama Virtual Conference has been designed to give you the firsthand, on-the-ground information that you need to make the right decision about investing and living here.

And, whatever lifestyle you’re looking for—in the mountains, the city, or at the beach—we’ll have experienced expats on hand to show you what life is really like when you live in Panama.

The price of this year’s Live and Invest in Panama Virtual Conference will be US$495 for access to all 3 days of the event.

But frankly, there’s no need to pay that much…

Today, you can save at least US$100….

This cost includes full access to the interactive workshops and presentations, all supplemental reports, guides, and seminar materials, as well as access to the chatrooms and forums where you’ll get to mingle with the experts as well as like-minded adventurers also looking to make a move to Panama.