The World’s #1 Place To Live Overseas

Dear Live and Invest Overseas Reader,

You’ve never slept better.

No need to turn on the news as you roll out of bed…

You have better things to do. And, besides, the world’s problems can’t touch you here in the world’s best place to live.

After a quick stretch, you throw on a pair of shorts and a T-shirt, grab your sunglasses, and head out your back door for a look over the water.

As you close the door, you can hear the old town behind you beginning to bustle to life…

A local fisherman is announcing the early morning’s catch, and you can hear the soft chimes of bicycle bells as the morning commute begins.

You close your eyes for just a second to focus on the scent of the salty air, the fresh bread, and the orange blossoms…

The roar of the ocean gets louder as you approach the cliff, and the din from the town melts away.

The sea breeze is a little stronger in the morning, but it’s invigorating.

Reaching your favorite spot, your gaze captures the entire scene…

Glittering blue water flows gently onto a slice of pristine beach directly below you. To your left and right, almost impossibly, the same water crashes against the painted rocks in frothy white torrents.

The sandstone here has been battered this same way for a very, very long time—with its weird shapes, arches, and hidden coves, it looks almost alien.

Indeed, this is more than some postcard beach…

This is unique. Special. Better.

Welcome to Portugal…

Home to Europe’s best beaches, 1,115 miles of coastline, and 300 days a year of sunny skies.

However, to think of this special place as merely a beach getaway is a mistake…

Portugal’s borders date back to 1139 B.C., officially making it the oldest country in the Old World.

To state the obvious, that’s thousands of years—more history has happened here than most places in the world.

The upside of all of this history is that you’ll never run out of ancient places to discover…

The entire country is a cross between a national park, a museum, and a coastal resort—all with the constant, ever-present charm of the Old World.

Sure, if you wanted, you could spend all of your time relaxing and enjoying the beach…

But there’s so much more than summer fun to be had here…

In the mornings, you could explore the caves and coves of the world’s most fascinating coast…

Hike the Roman walls and medieval castles around noon…

Or ride a rickety tram up narrow cobblestone streets to get to the Castelo de São Jorge overlooking the ancient city of Lisbon…

And, to cap it all off, you could enjoy dinner at a vineyard where the local chef has put together a tasting menu.

It sounds like a vacation—and for many it is—but, at these prices, you can afford to make it a holiday that never has to end.

In fact, I bet it’s cheaper to live here than it is where you are now.

To live a very comfortable life here—frequent dinners out, cocktail hours, shopping, household help, a home near the water, etc.—you could get by on around €1,786 (about US$2,000).

But the great thing about Portugal is that you could go much cheaper if you wanted…

Forgo the frills, and you could live well on just €922 (less than US$1,100):

Here on the Portuguese coast, Allen and Linda can live the retirement they’ve always wanted and then some.

Former teachers, they had never led expensive lives, and they weren’t ready to start in retirement.

But what they weren’t prepared for was how cheap Portugal actually was…

For about US$1,600 a month, they’re living in a villa close to the beach with a charming town.

Fresh fish is always available, WiFi is fast and everywhere, the people are friendly and most important for them… it’s safe.

In fact, Portugal is one of the most peaceful nations on Earth…

Portugal came in as the #4 safest country in the world in the 2021 Global Peace Index.

And, if you’re wondering, the #1, #2, and #3 places are Iceland, New Zealand, and Denmark. All three are beautiful and worthwhile places, but none of these countries are easy for residency… especially if you’re retired.

Portugal boasts beaches, a can’t-beat location, and, of course, a welcoming list of tax incentives and easy-to-get visas for foreigners…

In other words, Portugal rolls out the welcome mat.

And it’s all neatly wrapped up with the peace of mind of living in the world’s 4^th safest place.

It’s sort of amazing, right?

But it gets better, though…

The Portuguese are extremely welcoming to expats.

If you get lost, they’ll point you in the right direction.

If you are about to spend €6 on a glass of wine, they’ll tell you where to get it for half the price.

And the language? They know it’s tough for outsiders, so the government made it a rule that every child must take English classes for nine years.

As Allen says, “During our working years, Linda and I never lived as well as we do now. It’s like we’ve earned this.

“We finally got to live like we always hoped, but could never achieve.”

“Where’s The Best Place
To Live In The World?”

After more than 35 years on this beat, there’s still only one question I get asked just about every day:

Where is the best place in the world to live?

For decades, my response was the same…

“I have no idea,” I’d explain…

“Because,” I’d continue, “there’s no such thing as a one-size-fits-all overseas haven… no one place that’s ideal for everyone.”

“Only YOU can identify the destination that’s best for you,” I’d say to everyone who asked.

Then, five years ago, I traveled to a corner of the world where I’d never been before…

To a place I’d somehow overlooked in decades of travel… even though I’d been just next door many times…

Portugal.

It was a revelation…

It has the best of Mother Nature’s beauty.

It’s affordable… welcoming… friendly… and incredibly safe.

Portugal serves up 3,300 hours of sunshine annually and a mild climate year-round.

It boasts some of the world’s best beaches and best golf courses…

You can indulge in any interest you could imagine… from boating, diving, and hiking to regular nights out at the theater and museum and gallery afternoons…

The infrastructure is top-notch. The health care is world-class… and a fraction of the cost of care in North America.

Become a resident, and health care is free (no kidding).

Residency is easy and cheap… for anyone of any age.

English is widely spoken. You would not have to learn a new language if you didn’t want to.

Retirement income is not taxed. Various other income is not taxed either…

And property can be an absolute bargain, both to buy and to rent.

What’s that all mean?

It means I’ve finally found a one-size-fits-all overseas haven…

A place that’s ideal for everyone: Portugal.

“So What’s The Catch?”

Live and Invest Overseas is famous for our “warts-and-all” approach to our destination findings…

But, here in Portugal, there honestly isn’t much to complain about.

• If you’re a North American, getting here usually requires flying on a plane, of course… but, if you’re not one for flying, passage on a ship takes as little as a week’s time…
• If you’re coming here to work as a local, don’t expect to be paid much (albeit, this helps keep the cost of living very low)…
• Winters in some places are colder than you might expect for such a sunny place…
• Cars are expensive to maintain, and the price of electronics and other consumer goods will be more expensive than the States…
• Have you tried learning Spanish before? As someone who has tried to learn both, I’d say Portuguese is twice as hard to learn… the good news is that the locals understand this, so almost everyone you’ll ever meet speaks English as well…

That means even North American (and British, etc.) movies and TV shows are broadcast in their original English.

What else?

Well, moving abroad to any country comes with its own set of challenges.

Living overseas is an idea that has enormous, life-changing upside…

But like anything of worth, it requires a little work.

To start, you need to do your homework.

You also need to understand the legal aspect of all things, and I’d strongly suggest you get the hard-won insights of the expats and retirees who have come before you…

These are the folks that were just like you once.

They discovered Portugal, did their homework (or did not), and took the leap…

Some of them did it the easy way… while the less prepared took a longer and maybe much bumpier path. You want to hear from both of these types of people.

The trouble is that it’s hard to find good help.

Try your hand at Google or TripAdvisor, and you’ll get a hodgepodge of conflicting information—or, arguably worse, facts and figures that don’t help anyone outside a social studies class…

I’ve been on this beat for more than 35 years. I’ve seen the best the world has to offer… and some of the worst.

I’ve debunked the over-hyped locales, and I’ve been surprised by others—like Portugal.

I’ve made friends, I’ve hired lawyers… sold property, bought property… I’ve even run businesses in some of the places I talk about.

Here’s my point: I know a lot about this idea of living and investing overseas. More important, though, my support network rivals anyone in the world.

The experts, professionals, and friends in this network all know what they’re talking about—which is rarer than you might think.

But I’m getting ahead of myself…

I should probably take a minute to introduce myself more properly.

Yes! You Read That Right…

Here’s What’s In Your FREE Copy Of My New 2022 Live And Invest In Portugal Manual

I’ve been spending time in Portugal since 2015.

I knew after the first visit that this was a special place… a place that I wanted to spend as much time as a busy life like mine could handle

So my husband and I went house hunting…

We searched up and down the entire country—a little farmhouse surrounded by an orange-tree orchard… an old villa overlooking a magnificent sandstone-cliff coast… an ancient village cottage with an arched, medieval passageway in Lisbon…

Until, at last, we found a charming apartment to buy in Lagos.

It was a block from a plaza square, with a cute little balcony that boasted an ocean view. Best of all, because this market had been so long ignored, it only cost 99,500 euros.

We ended up renovating that apartment and, eventually, we rented it out for cash flow when we weren’t there ourselves.

Ultimately, we had to sell…

The property had increased in value significantly, and my husband, ever the property investor, couldn’t pass up the chance to more than double his investment. We were able to sell quickly for capital gains of 125%.

My search for a new pied-à-terre here continues to this day…

But here’s why all of that matters to you:

Over those four years in Portugal, we met a lot of people.

Some were social calls from new friends and readers, while others were to help us when we were searching for a place to live…

And to help us when we made the purchase… made renovations… and then shopped for home goods.

We gained insights and met even more people when we moved to rent it out. Same with the entire process of selling.

It’s with the help of all of these experts, plus expats and local friends we made along the way, that helped us create our latest resource: the Live and Invest in Portugal Manual.

This is a source of insights and intel that you can’t get anywhere else:

• Our experts will take you on a virtual tour of the very best places to live in Portugal as a foreigner…
• Get up to speed on Portugal with quick, easy-to-digest lessons on the country’s history, geography, economy, and climate…
• Learn about our #1 destination for living in Portugal—even if you decide on another town (or country) this is a place that everyone needs to visit at least once…
• How can you make money here? We’ll discuss your best options for finding a job locally or working for yourself…
• Get our take on the local property market—we’ll showcase sample home listings and show you how to find the right property…
• Better yet, we’ll give you all of the facts you need to know, including tax rates, fees, and the entire buying process (step-by-step)…
• To live here full-time, you’re going to need legal residency. We’ll hold your hand as we show you steps to getting a visa, including your different options and all of the documents you’ll need…
• You’ll also learn about Portugal’s Golden Visa… a special residency option that gives you automatic residency in exchange for a property purchase, with tax incentives to boot…
• Health care in Portugal is of world-class quality. For legal residents, it’s also free. We’ll show you everything you need to know about getting medical and dental care here, and we’ll reveal how to get into the system to enjoy free health care…
• Are you a retiree? We’ve included a special chapter for seniors. Where is the best places for those living through their golden years? And what special tax incentives and visas await you? We’ll reveal it all to you in the Live and Invest in Portugal Manual…
• Finally, we’re all about action. And so, in addition to all of the information, we’ll arm you with the contact information of our top experts in Portugal. They’re all standing by to help you…

You’ll find all of this in the 2022 Live and Invest in Portugal Manual…

It’s yours—at no charge—simply for trying my entirely unique retirement-intelligence service called Overseas Living Letter.

No Sugar-Coating. Just The Facts.
Delivered With A Lifetime Of Perspective…

Overseas Living Letter is not a glossy magazine.

It’s an intelligence service.

A detailed, down-and-dirty, tell-it-like-it-is, get-there-first report from the real world about the best communities for good-value living and investing all over the planet.

I don’t sugar-coat any place. That sort of “it’s the perfect paradise” language doesn’t do you any favors if you’re seriously thinking about moving and investing overseas.

I know that. And so do you.

No place is perfect. And in Overseas Living Letter I won’t tell you it is.

But I will give you an honest, measured assessment of each destination we feature. And tell you not only what it has to recommend it. But what the drawbacks and potential pitfalls are, too.

I’ve been in this business for a long time. I know the questions to ask. I know the risks you’ll want to avoid.

And I’ll get them all on your radar screen.

That way you can decide for yourself whether a place is worth investigating firsthand… or not.

After all, what’s important to you isn’t necessarily what’s important to the next gal or guy. Everybody’s situation is different…

Take me, for instance.

I’m still relatively young and in good health. The accessibility and quality of critical medical care isn’t my top priority when I consider places where I could live well and maybe chase a little bit of adventure.

Belize, for instance, is a place where you can easily enjoy those two things…

But if my health ever becomes an issue, I’d have to scratch Belize off my list—it’s one of the best places in the world to hang your hat, but it’s not where you’d want to have heart surgery.

Maybe health is, in fact, an issue for you. You’d want to live where you can find medical care that is nearby, sophisticated, and affordable…

Or maybe what you really dream about is being able to walk barefoot every day on the soft sand of a palm-lined beach…

Yet you still want to be an easy hop from home so you can get back for your grandchildren’s birthdays.

Perhaps you’d prefer a place where there’s spring-like weather year-round, a small and friendly community, and ample opportunity for you to put your life experience and your interests to good use locally…

The Best News Is:
There Is A Place Out There For You.

It’s Just A Matter Of Finding The Right Fit…

Your good-value escape exists. With Overseas Living Letter I’ll help you find it. Quickly and easily. It’ll save you time, trouble, and money, too.

We’re going to start your search within Portugal…

Your 2022 Live and Invest in Portugal Manual—along with some other goodies I’ll throw in—will help you determine whether or not Portugal and any of its regions within could be right for you.

If it is, then you’re well on your way…

And the best part of Overseas Living Letter is that we cover more than just destinations—both within Portugal and across the globe…

We also cover the nuts and bolts of making the move, traveling smartly, finding friends, earning cash flow, and much, much more…

We even have a free mailbag service, in which we answer all of our readers’ questions.

Now, if Portugal ends up not being for you, don’t worry—it’s a big, beautiful world…

With Overseas Living Letter, I and my seasoned team of experts and expats will do all the important legwork for you to find your right place, such as:

• An analysis of the cost of living and a sample monthly budgets (as well as tips on the best places to shop)…
• What to expect from the local property market, including sample property listings for sale and rent…
• How the local infrastructure measures up…
• What it’s really like to be an expat in town (and where you can find expat friends)…
• How well you can get by in English (and the best places to learn the local language if you need to)…
• The standard and cost of local health care…
• How to qualify for residency (and the route to citizenship)…
• How to open a local account and go about your day-to-day banking…
• How to find reliable household help (and how much you should expect to pay)…
• Local culture, leisure, and social clubs and activities (remember, you’re going to have more time to spend on the things you love)…
• And lots more…

Every month, you’ll get an honest and comprehensive assessment about a place worth retiring to today (or maybe investing in now and living in 10 years from now)—including both the pros and cons.

You’ll get proven recommendations for everything from health insurance to mortgages to keeping in touch from afar.

And timely ideas about ways you can protect and grow your nest egg overseas.

Hear From Expats And Retirees Who Have
Found Their Own Perfect Haven Abroad…

Every month, I’ll also bring you stories in Overseas Living Letter directly from folks who have already done what you’re thinking about doing…

People who have traded an uncertain quality of life at home for a new, more affordable adventure overseas.

People like Rob and Krista Burrows, for instance.

About 12 Million Americans And Canadians Already Live Overseas… So Can You

I include stories like Rob and Krista’s in Overseas Living Letter for two reasons:

1. It’s important to remember that real people—school teachers, dentists, accountants, attorneys, consultants, office managers, doctors, sales reps, small business owners—are already doing what you’re thinking about. And doing it successfully.

Because I promise you: You’ll have family and friends who think you’ve lost your marbles. I know mine did!

The truth is that 700,000 retired Americans are getting their Social Security delivered at an address abroad…

And the real number of North Americans living well and enjoying life overseas—at least part of the year—has been figured to be over 12 million.

So I like stories like Rob and Krista’s because they can open your eyes to possibilities you might never have even thought about before.

And the world is full of inspiring, life-improving, money-saving, and money-making possibilities. In Overseas Living Letter, I’ll bring them to you.

2. There’s nothing more welcome when you’re starting out in a new place than a little “been there, done that” advice. And that’s exactly what Overseas Living Letter delivers each month.

It plugs you into my vast network of contacts—both the “experts” and the “regular folks”—in the best-value destinations all over the world.

It’s invaluable to hear these personal stories of people changing their lives for the better in a new place. Many of them have found creative ways of making money, too…

And we’ll share all of their secrets with you.

Join Us At Overseas Living Letter Now And

Get 4 E-Books And Recordings
Absolutely FREE

You know, if you paid a financial advisor US$1 a day (US$365 over the course of a year) to get the kind of up-to-the-minute, on-the-ground advice and insider guidance you’ll find in Overseas Living Letter, that investment would be worth every penny… and then some.

I mean, just think about it: US$365 for somebody to show you where to go and how to structure your life so that you could have things like a home on a palm-lined beach with a full-time maid and cook, a gardener… enough leftover income to dine out and go to the movies… plenty on hand to spend on travel and extras.

And the whole lifestyle yours—free-and-clear—on less than $20,000 a year…

But you don’t have to pay anywhere near US$365 to receive a whole year’s worth of exactly that kind of life-changing intelligence.

Because right now you can get it in 12 monthly issues of Overseas Living Letter—for just US$36 today (regular rate US$72). You save US$36 with this special offer. And I’ll also send you at no charge…

You Take Absolutely No Risk.
Your Investment Is Guaranteed 3 Ways…

You risk nothing when you agree to take a look at Overseas Living Letter today. Here’s why…

Guarantee No. 1: This retirement-intelligence service is guaranteed to be the most straight-shooting, tell-it-like-it-is, get-there-first report available about the best-value communities on the planet. Sugar-coated Paradise-pushing doesn’t do you any favors. So I don’t do it. No place is perfect. And I won’t tell you it is. But I’ve been at this for more than 30 years. And I will give you an honest, measured, educated assessment of each destination we feature. So you can decide if it’s right for you.

Guarantee No. 2: I’ll bring to you a splendid array of options all around the world. Beachfront retreats… cool-weather mountain hideaways… charming European enclaves… laid-back rural havens… vineyard escapes… and more. But if you don’t feel Overseas Living Letter delivers the kind of make-your-nest-egg-last-forever opportunities you’re looking for, you can cancel at any time… and I’ll promptly reimburse you for any issues remaining in your subscription. No questions asked.

Guarantee No. 3: Should you decide the opportunities you learn about in Overseas Living Letter aren’t for you, all the special reports are yours to keep. My way of saying thank you for giving my flagship publication a try.

That’s how certain I am that you’ll love it…

You can’t lose. And all the risk is mine.

Why Wait?

With so much going on, the world right now can seem like a scary place.

Lots of folks with retirement on the horizon are feeling paralyzed.

Maybe you are, too. It’s understandable…

You’re likely to spend way more on health care than you could have ever imagined. And, in today’s economy, earn far less on your investments than you probably hoped for.

So what do you do? Lots of people will simply sit and hope for the best.

But you have way more control of your future than you may think. Simply look beyond your borders. I’ll show you where.

Because you’ll find in the world’s best-value locales the promise of good, healthy living… a quality of life twice as good as what you’re used to, for half the price… and days filled with excitement, interest, and adventure…

If you’re ready to join this new “Retirement Revolution” and ensure you never outlive your nest egg… I’d like to show you how in my Overseas Living Letter.

Go here now to get your deep discount and e-Books, including the 2022 Live and Invest in Portugal Manual, free:

Sincerely,

Kathleen Peddicord
Founding Publisher, Overseas Living Letter