The Time Is NOW
For Your New Life In Europe

Dollar’s Historic Strength Helps You
Thrive Here On $1,500 A Month (Or Less)

Dear Live and Invest Overseas Reader,

This is it… NOW is the time.

If you’re an American… and if you’ve been waiting for the perfect opportunity to take on Europe…

I am pleased to say that your patience has paid off…

The U.S. dollar is now nearly equal to the euro.

Americans have more buying power in Europe than they’ve had in the past two decades…

You now stand to save your nest egg thousands—tens of thousands—of dollars thanks to this superb timing.

And that timing is even more remarkable when you consider that while inflation eats into your savings back home, you have a giant advantage here in the world’s elite retirement destinations.

Let’s take a quick look at just how big this opportunity in Europe is:

We’ll step back in time to nine years ago…

A home costing €100,000 at that time would have cost you US$133,000 at an exchange rate of US$1.33 in 2013. That same house would cost the equivalent of US$158,000 in July 2008…

But in 2022, when the dollar and euro are at parity?

You got it—a home that costs €100,000 will cost you about US$100,000.

That’s a whopping 37% discount from 2008… a cool US$58,000 in savings.

The euro’s value has fallen dramatically against the U.S. dollar…

The even better news?

Even without the U.S. dollar’s strength, we know the secret to thriving in Europe on US$1,500 a month (or even less).

Indeed, if you’ve thought your new life in Europe is out of reach…

Think again.

You have more options for affordable Old-World charm than you might ever imagine:

Alpine villages, lush vineyards, Mediterranean islands…

Fresh markets, undiscovered local eateries, Michelin-star cuisine…

Outdoor cafés, famous museums, quaint villages…

Europe has something for everyone and every budget.

And we’ve handpicked for you 10 of your best options.

These are 10 havens where you can truly embrace le joie de vivre or la dolce vita on a budget.

Of course, you’ll need a little guidance…

But, once armed with the right insights and the right destination, you’ll be amazed at how easy it actually is to enjoy the good life in Europe at a cost you can easily afford…

How Much Will Your New Home
In Europe Cost You?

I can show you how to thrive in the world’s most beautiful and culture-rich havens for less than US$2,000 a month…

Everyone knows that Europe doesn’t offer the shoestring bargain havens of Latin America and Asia…

But Europe is home to the world’s elite retirement destinations…

Living affordably here is actually an even more astounding bargain when you consider how much MORE Europe has to offer…

The combination of architecture, climates, and history is, frankly, impossible anywhere else in the world.

Of course, just like anywhere else, your housing cost here in Europe will be—by far—your largest expense…

Back in America, folks spend on average 33% of their budget on it.

The average asking price for a new lease in the United States is currently US$2,018 per month for a single-family house and nearly US$1,900 for an apartment.

You can add 50% to those figures in popular U.S. retirement destinations like Orlando or Scottsdale.

And let’s not forget about inflation… in Florida, rents exploded by 28% last year…

While Arizona, Tennessee, New York, and Nevada all reported over 20% growth in rental prices.

In Europe, not only can you live better—you can do it for LESS money… check out these three recent examples:

Florida vs. A Mediterranean Island

Orlando has an average rent of US$2,249 per month for a new lease on a two-bedroom apartment (a 19% increase from last year).

In one of our top Mediterranean havens, rents start at about €200 per month for basic accommodation, with nicer apartments in city centers or close to the beach going for about twice that.

That’s about 90% in savings—just for choosing a Mediterranean island over Florida.

And before you think your European apartment is a step back in comfort, check out the view from your porch:

This two-bedroom, one-bathroom apartment has a total living space of over 900ft² (85m²). It rents fully furnished for US$450 a month in a complex with the pool above. The property is a short stroll from the market and just few miles to the beach…

Arizona vs. A Superyacht Hub

The asking price of a new lease for a two-bedroom apartment in Scottsdale is US$2,530 (up 33% compared to 2021).

You can rent a two-bedroom apartment for as little as €350 per month in a stunning, tiny country on the Adriatic Sea—no water shortages here. For something a little nicer, better located, or close to the beach, rents start around €750.

You’ll spend at least 70% more in Scottsdale to NOT be on the beach… but here you’ll enjoy the coast and an extra US$1,780 in your pocket.

We found a sea view apartment in this country, where the Saudi royal family keeps part of their yacht fleet, with a big garden and a playground. About 1,100 ft², it rents for €600 a month. It comes fully furnished, has a hot tub, a big terrace, and it’s close to the beach and nightlife.

California vs. World’s
#1 Retirement Haven

The average rent in California is now around US$3,000 per month.

The average rent in the Algarve, the World’s #1 Retirement Haven, is only €763 for a similarly-sized apartment. Farther from the coast, or in a small village, that cost could drop by 40%.

Dropping California in favor of Portugal—where you can also surf, walk the boardwalk, and enjoy 300+ sunny days a year—will save you more than US$2,000 a month…

Portugal is also one of the safest places in the world… and it’s a tax haven…

This semi-detached house above is a 50-second walk to the beach of Monte Gordo.

It has two bedrooms, two bathrooms, an equipped kitchen, a small living room with an extra bed, and air conditioning in every room. The west-facing terrace is ideal for enjoying late afternoons over the sea…

It rents for €700 a month… fully furnished.

I could go on and on with examples:

  • Seaside apartments of 110m² (big enough for two bedrooms) regularly list for €500 to €700 a month in one of our favorite towns… and hillside village apartments a little further inland go for €300 to €550…
  • In another place we love in Europe, a 4-bedroom house close to a golf course and with stunning sea views has a price tag of €850 monthly…
  • What about cosmopolitan living on the Mediterranean? Our top pick here has a listing for a tidy 2-bedroom, minutes from the beach, for €778 a month… or a studio in the quaint historic city center for €650…

Prefer to buy? You might not believe the kinds of properties available to you:

  • A 65m² apartment with sea views for €95,000
  • An 80m² condo with 2 bedrooms, a terrace, and views of the Adriatic Sea for €200,000… and you can rent it out for at least €600 a week, when you’re not around…
  • A fully restored 100-year-old, 3-bedroom house built from stone, with two vaulted-ceiling cantinas (cellars)— not far from the sea and near the ski slopes—for €115,000
  • With citrus, olive, and carob orchards, and some of the most unique beaches in the world, all nearby… you can grab studio, one-bedroom, and two-bedroom apartments from €70,000 to €100,000 in our pick for World’s #1 Retirement Haven…

Here’s A Complete Budget For
A Simple Life By The Coast In Europe

Our choice for “World’s Best Retirement Haven” offers an affordable and active lifestyle, plus easy foreign residency and a 2nd passport…

How affordable is Europe?

Despite being near the ocean, the cost of living in one of our top countries is, on average, 32.5% lower than in America.

And rent? It’s a whopping 42.6% cheaper despite the fact that most people live within 50 miles off the coast…

Basic apartment, about a 15-minute walk to the water.
Public Transportation
Monthly, unlimited pass for the bus—takes you all over, including cities and beaches.
Total monthly utility costs.
Cable/Phone/Internet bundle
Subscription for WiFi and TV.
Dining out at a restaurant for a couple—twice a week.
Food and groceries
For fresh, whole foods. Imported, frozen, and processed foods will cost you more.
Monthly expenses for a couple.

* Currency exchange rate as of July 2022.

So, what’s the secret here?

It’s not just about strong or weak currencies…

It’s all about avoiding the tourist traps.

Indeed, I know of dozens of places that often look and feel like similar locations that are pricier and more well-known…

All the better for you that they haven’t yet been “discovered”—that their names aren’t yet as familiar as their celebrity equivalents. These “alternate Tuscany” options comes at a fraction of the cost of the original.

Dare to feed your dreams—and plans—with these under-the-radar jewels…

Aphrodite’s Birth Place
Is Under The Radar These Days…

While tourism hikes up prices in Santorini, one of our alternatives boasts the best bang for your buck in the Mediterranean…

An ancient place going back 10,000 years, an entire town here is recognized as a UNESCO World Heritage Site.

For much less than the usual Mediterranean destinations, you’ll get the same breathtaking coasts and fascinating museums, plus impressive mountains and vast forests to explore—it’s an outdoorsman’s treat…

And, with more than 300 sunny days a year, you’ll be able to spend as much time as you want enjoying Mother Nature’s best.

You’ll also be pleased to learn that this is one of the safest places in the world, and it was all once under British rule… so English is spoken by more than 3/4 of the locals.

Irresistible Charm And A Colorful And
Fascinating Past…

Another of our under-the-radar islands boasts bright-blue waters and crashing waves in an intimate setting where you can’t help from dropping your jaw…

From prehistoric tribes to the Knights Templar, it’s a place that never stopped laughing and shaking its fist at adversity…

But instead danced, sang, and told lively stories about it.

In this little-known haven of history, culture, and dramatic landscapes and seascapes, it’s the welcoming people and relaxing and fun-loving way of life that can’t help but capture your heart…

The fact that English is the official language is simply the cherry on top.

A Pre-Roman Walled City, Vineyards,
And 300+ Days Of Sun

In western France, one of our alternatives to Provence offers you joie de vivre for less than US$1,500 a month…

As legend has it, a very wise woman once saved a lovely and history-rich city here from a tribe holding it under siege.

With the help of the other starving inhabitants, she fattened a pig with the city’s last scraps of food, threw it over the walls, and thereby convinced the attackers the siege was in vain.

Today, fresh food and local wine are abundant—thanks to the area’s great weather, which also makes it inviting to spend lots of time outdoors.

What’s more, it’s only a short drive to seaside pleasures, mountain skiing, and urban cultural attractions.

Medieval Hill Villages, Endless Golden Beaches, And Thermal Spas

Our choice in Italy will cost you nearly half of what you’d pay in Tuscany.

Picture it… tranquil living, only a couple of hours from Rome…

Women in pinafores chatter and laugh in chairs drawn into a circle near the village square. They string and braid onions into long strands. Scarlet peppers hang from balconies, while boys play soccer in the street below. Shoppers fill mesh bags at open-air markets.

And it’s only a short drive to hiking trails, wildflower fields, thermal spas, and the best city beaches in Europe.

With its tall mountain range and sandy coast so close to each other, you could go snow skiing and surfing in the same day.

Choosing your corner of this paradise is the only “dilemma”… views of hillside terraces, mountains, medieval cities, or sea views… or all at once!

“Why Not!?”
Try Mediterranean Living
On This Island…

Even in a famous place like Greece, you can find the right bargains if you know the right islands…

On one of our favorite islands anywhere, the green landscape is nearly as brilliant as the surrounding blue waters of the Mediterranean.

It’s hilly here, with rocky cliffs that drop down onto some of the most dramatic coasts you’ve ever seen…

Along with its unrivaled scenery, this place is famous for its authenticity and maintaining its village way of life—they don’t cater to tourists here like other parts.

Because of this, here you’ll find some of the best restaurants and also some of the friendliest people. Our contact on the ground here tells us, “The response to any question or favor I’ve asked has been either ‘Why not!?’ or ‘No problem!’”

Of course, these are just a tiny sampling of the cities and towns you’ll find within the group of 10 European countries I want to show you…

The variety of settings you could call home in Europe today—even within the borders of only 10 countries—is vast.

These are affordable and uniquely life-changing places to spend time.

We Did Not Intend To Stay For 20 Years
“We did not intend to stay for 20 years, but sometimes things just turn out that way.”

-Susie Hines-Walters,
United States

Picture yourself stepping out your door every day onto cobblestone streets or alongside a vineyard. Does the very thought set your heart pounding?

Or is that little “too good to be true” voice in your head kicking in as you consider a move to Europe?

Just consider some of the savings and bargains that quality Old World living can offer. Imagine…

  • Internet, TV, and phone (including international calls) for only €40 a month…
  • A deluxe scenic picnic anywhere you choose—with world-class wine, bread, and cheese for €10 per person. (You can get fresh-baked loafs of bread for less than €1!)
  • Numerous little-known restaurants where, for €6 to €13, you can enjoy two to three tasty courses—and often bread, wine, and coffee too…
  • Stocking up on quality wine as cheap as €4 per bottle—these same wines can cost US$10 or more back in the States…
  • €5 to rent a beach chair and an umbrella on a famous Mediterranean beach… or €1.50 to access manicured, fully-appointed private beaches along Europe’s most pristine lake…
  • Free entrance to local outdoor concerts and festivals, as well as famous parks and gardens—and even to world-class museums and exhibits on certain days…
  • Skiing the “other Alps” and paying only €10 to €15 for lift passes…
  • Playing 18-holes of golf with snow-capped mountain views for only €38…

Look, we get it…

You enjoy some of Europe’s best city living for only a few hundred dollars a week (or less)…

Europe has never been the place to seek out the world’s least expensive overseas living options.

However, you’ll be surprised at the number of affordable areas awaiting you in Europe.

In fact, be prepared to be overwhelmed at how you DON’T have to come up with a king’s ransom to enjoy European charm and culture in any of the recommended destinations.

Yes, the really good news is that you CAN afford to…

How To Live Well (On The Cheap)
In The “Other” South Of France

To live like a king in Europe, you need only know the local insights…

For instance, the French country life has long been a top-of-the-list choice for capturing joie de vivre.

But, check the price tag on a big-name place like Provence, and you might need to rethink your budget.

Not so for one of our “other” South of France suggestions in France, Carcassonne.

Here, where you can live a fairy tale life among medieval castles and lavender fields, a couple could embrace French country life in a medieval setting for only about US$1,600 a month

  • Rent: €400 for a small, standalone house with a yard…
  • Utilities: €100 to power a medium-sized home…
  • Telephone/Cable/Internet: €40, including no-limit data plans and toll-free calls to North America and the rest of Europe…
  • Groceries: €410 to supply three square meals every day with fresh, whole foods (and plenty of beer and wine)…
  • Transportation: €60 for two monthly bus passes…
  • Entertainment: €300—this is, of course, highly variable…

TOTAL: A budget of €1,310 a month for two people living well in the French countryside.


Budgets, Taxes, Language:
Here’s The Truth About Living In Europe…

I hear it all the time from readers:

Dream on! There’s just no way I could afford Europe.

Think about it: the vast majority of the people who live in these “expensive” places are not rich at all…

Well, contrary to what many North Americans think, Europe has always offered Old World seekers a number of affordable options.

I know, I know… even if you’ve been to Europe for work or vacation already, it can be hard to wrap your head around the fact that it’s an affordable, even cheap, place to live…

But just think about it for a second:

Hundreds of millions of middleclass folks have lived in Europe their entire lives…

How are they are getting by without big salaries and overflowing nest eggs?

It’s because they’re not living as tourists.

They’re shopping in local markets, they’re skipping the museum restaurants, and they’re certainly paying much less than you might for a hotel room or an AirBnB.

Of course, anyone can learn to pinch their pennies… but what about the legal side?

Again, I think you’ll be pleased…

You see, these countries only need you to earn the bare minimum to enjoy life within their borders. In fact, many residency programs require you to earn the equivalent of around just US$1,500 a month—that’s less than the current average U.S. Social Security check.

But it can be much cheaper in key places. In Spain, for instance, about US$950 a month is all you’ll need to qualify. Many places in famously low-cost havens in Asia and Latin America require more than that…

So, I say again: your dream of living in Europe is alive and well.

Especially when you consider that many of the greatest benefits living here don’t cost you a single cent.

Let’s see…

What else is keeping you from enjoying a life in Europe in retirement?

I’ve heard all of the excuses…

Absolutely Smitten

“I am absolutely smitten by the European lifestyle, and we don’t even drink!”

-Robert S.,
United States

“I’ll be taxed to death if I live in Europe.”

Tax treaties, tax benefits, and the lack of states taxes means you could actually pay LESS in Europe…

Do the math, and you’ll find that your tax bill is unlikely to change at all after a move here.

That’s partly because the havens I have in mind for you have tax treaties with many countries, including the United States and Canada.

Plus, you don’t have to worry about state taxes.

On the day-to-day side, making things a little easier is the value added tax (VAT) throughout the EU. Very simply stated, VAT is a tax that is already included in the price of most goods you’ll buy—if something costs €1, that’s all you’re going to pay.

Obviously, you’ll encounter some new taxes, as well as some familiar ones that may cost more than back home. The entire transaction cost of buying and selling property, for example, is more expensive here than elsewhere.

But they’re all manageable, and we can show you everything you need to know to reduce their costs when legally possible.

“I’m Thrilled”

“It’s tempting to continue living the way you’ve been living. It’s easy… and it can be very frightening to think about creating a whole new life for yourself in a foreign place.

“But that fear can keep us from acting on chances for fun, for adventure, and for possible profit.

“All I can tell you now is that I’m thrilled… it has been one of the most satisfying experiences of my life.”

-Jay, United States

“I’m too old to learn a foreign language.”

The English language is the lingua franca of Europe… but try to learn at least a few new words…

First, you’re never too old…

In fact, learning a new language is now an accepted practice for successfully fending off the symptoms of Alzheimer’s… so working that noodle in your head on some new words has a double benefit.

Of course, Europe is a very educated region of the world, English is the new lingua franca… and, frankly, they get Netflix here…

That means most young locals speak English, and many professionals such as lawyers and doctors know it.

Plus, few places in the world have as strong and as established a foreign English-speaking community as Europe. Needless to say, you’ll find a giant expat population here.

I wholeheartedly suggest that you try to learn the language of your new country, but you can certainly get by without it.

Weaving Dreams…

“Kathleen, just wanted to tell you that everything I get from you is like a ray of hope. I see it and am reminded that I still have options to control my future…

“Thank you for the service you provide.”

-Layne B.,
United States

Think of Europe as the vault of crown jewels of overseas havens…

Are you really willing to miss out on the jewels well within your price range right now?

To give up your dream on Old World living?

This opportunity is simply too tempting to ignore…

Of course, you need plenty of good information and insight, and you have important decisions to make…

And, mostly, you just want to make sure you get it all right when it comes to organizing a move to Europe—and your reinvented life there.

Let’s face it… the whole thing would be very daunting—even overwhelming—if you were doing it all on your own.

But you don’t have to.

Instead, you can tap into honest and current information, insights, and advice, all in one place…

Join us and get to know Europe’s best places to live—”thin sliced” to exact places that are irresistibly affordable.

Via high-definition video, you’ll see and hear from professionals, expats, and retirees who are already working, investing, or living in these places…

All from the comfort and convenience of your own home.

This is not a series of webinars… this is a professional event that happens to be online. You’ll be able to interact with speakers as well as your fellow readers via chat rooms and forums, along with a virtual “raise your hand” option to ask your questions during discussions.

The event will give you a comprehensive, in-depth view of these places that outsiders and tourists simply don’t know.

This online event has two major objectives:

#1: To help you find out where in Europe is best for you

#2: To give you the knowledge, support, and contacts necessary to make a move with confidence—that is, to create a plan…

Find the security that comes with knowing exactly how you can live—comfortably—on a budget that starts around US$1,500 a month.

  • Get to know each of your best options for living well in Europe… from Mediterranean island shores to lavender fields in France…
  • Discover where you can tap into free health care, with award-winning facilities and English-speaking doctors…
  • Find out how you can save thousands—tens of thousands—by buying properties in the right, off-the-radar places…
  • See examples of comfortable apartments you can rent for less than $500 per month…
  • Learn where the best property investment markets are… and where you get a mortgage as a foreigner…

Whatever your agenda, you’ll end the event prepared and confident, with all of the practical matters at your fingertips. From residency to taxes, from banking to real estate, you’ll leave this conference ready to take action.

And, most importantly, you’ll benefit from the experience of those who have gone before you. At this conference you’ll hear from seasoned expats who were once in your shoes.

Plus, if you want to see the cities and properties firsthand, you can join one of the optional (virtual) real estate tours and see the lay of the land for yourself.

This has long been our most requested event over the past 12 years…

And now you can attend the Live and Invest in Europe Virtual Conference at the lowest rate we’ll ever ask.

This is not crazy!

“I loved hearing stories of expats…

“These are people who actually walked the walk and show people like me that this is not crazy.”

—Ellen Zucker, United States

“We Knew We Could Never
Afford To Live Like This In America…”

In some places in Europe, such as our top choice in Portugal, you can live cheaper than back home…

Allen Freeman drinks his coffee on the spacious balcony every morning.

He looks out at the aqua-blue waters of the North Atlantic…

And listens to the tide come in over and over again, closing his eyes to take in the sounds and smells of the incoming breeze.

“We knew we had to retire overseas,” he says.

“It’s cheaper and easier. And with all the chaos back home, we were ready to take that step.

“It was the right time. We just… didn’t know where.”

For years, he and his wife Linda had researched far and wide for a place to call home…

The European options they’d heard about were almost an afterthought… until they realized it was cheaper and safer than back home.

Indeed, despite being one of Europe’s top destinations, they learned that Portugal had everything they always wanted…

“We are in gorgeous Silves, nestled in the Algarve region. A little walk and we’re in Old Town, where we can take a coffee break, get some sun, and avoid tourism.

“There’s a castle, a cathedral, museums, tons of beaches…

“Having our own villa a few blocks from the beach is a dream we couldn’t afford in America.”

Here on Europe’s western-most coast, Allen and Linda can live the retirement they’ve always wanted and then some.

Former teachers, they had never led expensive lives, and they weren’t ready to start in retirement.

But what they weren’t prepared for was how cheap Europe actually could be…

During the 2022 Live and Invest in Europe Virtual Conference, we’ll discuss your best options in Portugal, and dozens of other places where you can live Old World or Mediterranean life at a discount…

You Are Straight To The Point

“Kathleen… you guys are more straight-to-the-point and less hard-sell, which I appreciate at age 76.”

 -Walt B.,
United States

How To Spend LESS In Europe
Than Latin America…

I anticipated a big jump in our cost of living when we moved to Paris.

But life in France turned out to be more affordable than what we paid each month in Panama:

  •  In Latin America, a car is more or less a requirement. That means paying for a car, and then paying for insurance, maintenance, and gas. In Paris and most cities in Europe, where walking is a free pleasure and the metro is cheap, our transportation costs dropped to nearly zero
  • City living in Europe means living in a smaller home. Practically speaking, it meant I couldn’t go on shopping sprees to fill spaces and rooms with new furniture and bric-a-brac. It also means I didn’t need the same help with household chores, nor the cost of a maid
  • Europe prides itself on fresh, whole foods. Aside from being healthier, the open-market food in Europe is much cheaper than processed or frozen foods popular in many parts of the world…
  • In Europe, your utility bills can plummet. As I said before, you’re living in a smaller dwelling. But in Panama, we also ran the A/C nearly 100% of the time thanks to year-round sun and warm weather. With more temperate climates, the majority of Europeans opt for fans over air conditioning…
  • Some of the best entertainment in Europe is cheap or free. Whether its people watching at a café, relaxing on a beach, heading to the museum on monthly free-days, or reading a book in the park, Europe boasts plenty of free activities to keep you happy…


My life is about to change

“Thank you for the awesome experience.

“I know my life is about to change. Thank you for your honesty…”

–Dora Montelongo,
United States

Yes! Americans Are More Than Welcome…

Here are the biggest reasons Europeans give for why they like Americans:

  • Friendly and “always smiling”… there was a time when smiling at strangers in Europe would cause them to think you might be drunk—and, to be fair, it’s still the case in some places…
  • Generous and helpful… I can’t stress this enough: hotel and restaurant staff LOVE Americans (a direct effect from our habit to tip). Americans are also seen as willing to help strangers, which brings me to my next point…
  • Outgoing and talkative… as with everywhere, this is a double-edged sword. Not everyone is happy to chat. Still, bartenders, hair stylists, and others tend to jump a chance to practice their English and learn more about America…
  • Organized and respectful… Americans are rule-followers by and large. We’re not going to run a red light, for example, and we’re not going to try to skip ahead to the front of line (both of which are popular behaviors of expats from other parts of the world)…

Of course, here’s what Europeans don’t like about Americans…

  • Loud talking… Americans are famous the world over for the volume of their speech. Try to keep it down, and avoid yelling into your phone, and you’ll get by just fine…
  • Tipping… the locals certainly do not want tipping to become popular—yet I have noticed more and more tip jars around…
  • Not trying to speak the language… with English firmly entrenched as the lingua franca in Europe, you certainly won’t be judged poorly for lack of local fluency. But you’re going to want to learn the basics to show you’re trying. Know how to say “Hello,” “Please,” “Thank you,” and “Do you speak English?” in the language of your home country…
  • Confrontational… when you’re outgoing, that friendliness can turn quickly when you feel you’ve been wronged. Subtle and passive aggression is the norm here. That said, call out one of those aforementioned line-cutters, like my daughter often does, and you’ll get your share of thanks from strangers…

Of course, these are only some examples of the do’s and don’ts you should keep in mind when spending time in Europe. We’ll go over many more, and answer every question you have, during the Live and Invest in Europe Virtual Conference…

“At Last, I Can Use My Passport!”

“I’ve had my passport in my handbag for the last 27 years. You have showed me the way to use it… and how. Thank you!”

Penny Herbert,

How Smooth Can Your Transition To
A New Life In Europe Be?

Very smooth… if you’re prepared and have made decisions right down to the details.

It’s why we’ll put at your fingertips information specifically focused on specially selected destinations…

It’s why we‘ll “go deep” in regard to a combination of key considerations (haven-focused rather than country-wide)—taking you far beyond any touristic guidebook offerings.

And the best part of all this information?

It’s not sugarcoated. It’s the real deal. We give it to you straight—”beefs,” “bouquets,” and everything in between. Then you can decide for yourself…

The decision of “where” is ultimately yours, but we’re going to do our very best to ensure you have all of the best information available in the most easily-digestible format available.

If preparation is the #1 key to success, then confidence is a close #2…

We’re going to give you both during the Live and Invest in Europe Virtual Conference.

You’ll get a firm idea of the order of events for actually making the move. We make sure that once you set your sights on your dream destination, you know the next steps to take toward getting there.

Keep Up The Good Work

“I’ve enjoyed your descriptive writing and fabulous relocation tips for some time…

“Your recent… Two Affordable, Turn-Key Retirement Options In Europe… was perfect. Keep up the good work.”

Charles W.,
United States

At Your Service…
A Sneak Peek At Some Of Your Experts

Kathleen Peddicord

Live and Invest in Europe Conference MC and Founding Publisher of Live and Invest Overseas
Expat in France and Ireland

Kathleen has covered the live, retire, and invest overseas beat for more than 35 years and is considered the world’s foremost authority on these subjects.

She has traveled to more than 75 countries, established businesses in 7, and invested in property in 24. Thanks to these adventures abroad, Kathleen has been able to assemble an unparalleled network of global contacts, colleagues, friends, experts, resources, and advisors.

Kathleen has moved children, staff, companies, household goods, and pets across three continents, from the East Coast of the United States to Waterford, Ireland… then to Paris, France… and, then to Panama City, Panama. Today, Kathleen and her family officially divide their time between their homes in Paris and Panama… but are most often on the road, traveling the globe and spending time wherever life takes them.

Kathleen also writes regularly for U.S. News & World Reports and Forbes and is regularly quoted by The New York Times, Money magazine, The Economist, the AARP, and beyond. She has appeared often on radio and television and has written innumerable books (including her Amazon best-seller, “How To Retire Overseas,” now in its Second Edition with Penguin Random House), reports, and essays on where and how you can escape the retirement-tromping economy at home and live like royalty on a modest budget… invest for profits overseas ahead of the crowds… and secure your dream retirement in the world’s best destinations.

Lief Simon

Global Real Estate Investor and Offshore Diversification Expert
Expat in France and Ireland

Lief Simon is Live and Invest Overseas’ resident real estate investing and offshore diversification expert. His twice-weekly free newsletter, Offshore Living Letter, covers both topics with direct and easy-to-understand language.

Lief has lived and worked on 5 continents and traveled to more than 50 countries. His real estate investing experience began around 20 years ago with a multi-unit building in Chicago.

After selling that building for a leveraged total return of more than 1,800% in 2 ½ years, Lief began to diversify internationally. In the two decades since, Lief has purchased more than 45 properties across 21 different countries. He has developed land, managed rentals, and flipped pre-construction buys.

Lief has more experience buying and profiting from real estate around the world than any other individual investor you’re likely to find.

In addition, Lief specializes in offshore diversification, asset protection, and tax mitigation. Over the last 20 years living and doing business around the world, he’s built a network of reliable and expert contacts he trusts on such matters—attorneys, bankers, tax consultants, and other advisors, both Stateside and in the jurisdictions where he spends time and money.

You’ll get to meet many of these trusted contacts, alongside Lief, during the Live and Invest in Europe Virtual Conference.

Kat Kalashian

Editor-in-Chief at Live and Invest Overseas
Expat in France

Kat has grown up around the world, living in the United States, Ireland, France, and Panama. Growing up as a young expat, she is familiar with the trials and tribulations of an overseas move and the adjustments that must be made in every new destination. Living and learning through experience, she now considers no one place home and feels more comfortable in new environs than in familiar ones.

After living in the tropics of Panama for seven years, she and her husband relocated back to Paris, France, in 2018, where they now live full-time with their new daughter, American cat, and Panamanian dog.

At this year’s Live and Invest in Europe Virtual Conference, Kat will introduce you to some of her favorite corners of Europe and be part of our big-topic panel discussions where she’ll share her hard-earned secrets to expat survival.

João Gil Figueira

International Tax Attorney
Native of Portugal

João Gil Figueira (JD, LLM, MMgt) is an international tax lawyer and business consultant who advises multinational firms and individuals regarding taxation, residency, and asset protection in Portugal and in Portuguese-speaking countries. He is the appointed Managing Partner of the Lugna firm.

João is also a professor of Taxation in the Masters Programs (Finance, Management, and Law and Management Programs) of Nova School of Business and Economics, a top Financial Times ranked University in Lisbon. He has authored several legal books, articles, and guides on Portuguese business and tax law.

He is experienced in providing comprehensive and well-rounded advice on living and investing in Portuguese-speaking jurisdictions.

Ritan Grima

Expert on Maltese Property Market
Frank Salt Real Estate Ltd.

Ritan Grima, Manager at the Marsascala Branch of Frank Salt Real Estate Ltd . Upon completing her studies in business and interior design she started buying properties, converting and selling them as exclusive homes. Eventually she began specializing in all types of houses, villas and palazzos as she is drawn to their unique charm and character. Property and people are her passion, so she is looking forward to being of service to her clients and helping them find their dream home.

Dennelle Taylor Nizoux

Expat Relocation and French Property Market Expert
Expat in France

Coming from Southern California, Dennelle has been living in France full-time since 2000. She likes to say she is living the California Dream in the South of France.

After a university exchange year in Aix-en-Provence left her madly in love with France, she later jumped at a chance for a job position in Paris. After a decade there, she had a French husband, a flat in Paris next to the Bois, and two little Franco-Americans.

In 2010, her family moved to sunny Montpellier in the south of France.

Noticing the high demand for an English-speaking relocation service, she started her own business in 2015 to help retirees and others dreaming of a French lifestyle. To help clients navigate the French real estate market, she also got a Bachelors in Immobilier in 2016.

Dennelle will be on hand during the event to handle EVERY question you might have about moving to and living in France.

Monia di Guilmi

Founder and Director of Abruzzo Rural Property
Native of Italy

Monia moved from Northern Italy to the Abruzzo region when she was five years old and considers herself a true Abruzzese. After studying in the U.K. and living in Spain, she became fluent in English and Spanish and developed a passion for the countryside and country properties. She also has lived in Japan.

After a decade abroad, Monia’s love for Abruzzo finally brought her home again where she soon found herself working for a local real estate agent as an English/Italian interpreter and translator. This was a stepping-stone to starting her own real estate company: Abruzzo Rural Property.

Since its inception in 2012, Monia and her team have helped hundreds of clients from all over the world buy homes in Abruzzo, and, today, Abruzzo Rural Property is one of the fastest-growing real estate agencies in Abruzzo.

Luis Teixeira Da Silva

Founder and Director, Algarve Senior Living and Director of Luz Living
Native of Portugal

Luis da Silva has more than 30 years of business experience. He has lived in 9 countries (including the United States, U.K., Brazil, and Portugal) and worked in more than 30 markets around the globe.

With almost 20 years of experience in international real estate markets, his focus during the last decade has been on senior or retirement living. He is the founder and Director of Senior Living Villages, and co-founder and Director of Portugal Senior Living and Spain Senior Living. These businesses provide a broad range of solutions to the retiree or senior (50+) market in Portugal and Spain.

Luis is an expert on a range of subjects affecting international retirement migration, including real estate (purchase and rental), residency visas such as income based and Golden Visas, investment, climate, etc., with a unique ability to comment on the pros and cons of different destination markets. He is actively involved as an investor in, and has detailed knowledge of, investment opportunities in the senior or retirement living sector.

If you’re interested in Portugal or Spain, Luis will be the guy to speak with during the Live and Invest in Europe Virtual Conference.

Adam Bates

Expert in Expat Health Insurance
Vice President, Insurance Services of America

A true world traveler, Adam understands the benefits of travel insurance.

“Our most loyal customers are those who have used their international insurance policies—they see it works,” he says.

Adam is a graduate of the University of Central Florida where he earned his business degree.

Raymond Setzer

Expat in Italy

Raymond Setzer is a retired CPA who retired to Italy with his wife Heidi in December of 2016 after having spent fifteen years in Alaska and another twenty in Wisconsin. Having had quite enough of long and severe winters, they fulfilled a long-term dream of retirement in Italy.

Their original landing spot was Casalanguida, a very small village in Abruzzo of about eight hundred people but recently moved to the larger city of Lanciano, a medium-sized Abruzzo city of about thirty-five thousand with a rich history and many cultural activities.

Alyson Sheldrake

Expat in Portugal

Alyson Sheldrake was born in England in 1968. After 13 years of work as a police officer, she left to work in the education field where she eventually become the Director of Education for the Church of England in Devon in 2008.

Once her husband Dave retired from the police force, their long-held dream of living in the sun could become a reality. Alyson handed in her notice, and with her dusty easel and set of acrylic paints packed and ready to move, they started their new adventure in the Algarve region of Portugal in 2011.

Alyson is the author of the award-winning and popular Algarve Blog, and has also been a keynote speaker for several years at the “Live and Invest in Portugal Conference.”

She is now an accomplished and sought-after artist working alongside her husband Dave, a professional photographer. Being able to bring their much-loved hobbies and interests to life has been a wonderful bonus to their new life in the Algarve.

She is also an author, and her first book “Living the Dream – in the Algarve, Portugal” is full of useful advice, enjoyable adventures and hilarious accounts of their Algarve life in the sun.

And that’s just a start… you’ll hear from more than 15 additional experts…

“As A Single Woman Moving Alone, You Quelled My Concerns”

“I feel that the Conference was extremely worthwhile, both in terms of information received and cost. I am just beginning to explore the possibility of retiring overseas and, after attending the Conference, I can’t wait to get started. The conference was extremely helpful as a first step in considering all of the options that are available to me. I didn’t even know what they were until your conference. Also, as a single woman moving alone, you quelled my concerns over safety in the areas that I will be considering. I look forward to receiving additional information from you to assist me as I proceed with my move”

Alice G.,
United States

A Small Fee To Claim
A Better Life In Europe…

How Much Does Admission Cost?

The 2022 Live and Invest in Europe Virtual Conference has been designed to give you the expert information and insider access that you need to make the most important decisions about your new life in Europe.

Whatever your goals, you’ll come away with the locations and insights you need to start your journey…

The insights and wisdom you need to sidestep the usual mistakes and challenges…

And a support system that could very well be critical to your success and happiness on The Continent.

The cost of this year’s Live and Invest in Europe Virtual Conference is only US$595 US$395.

This cost includes full access to the interactive workshops and presentations…

Every research guide… the complete rolodex of experts… and the post-event package of video recordings.

Plus, you’ll get access to the chat rooms and forums where you’ll get to mingle with the experts as well as like-minded readers considering all of your options in Europe.

“First 100” Discount Saves You 34% Off!

If you are reading this message, it means you are one of the first 100 people to register for the Live and Invest in Europe Virtual Conference.

You’re decisive… ahead of the crowd… a trendsetter…

And the recipient of a US$200-OFF DISCOUNT on the going rate for full access.

In other words, you’ll get complete and interactive access to the event for only US$395.

Again, your admission comes with the complete on-demand program featuring high-video recordings of everything once the event is over…

Along with full access to every expert and the library of guides, data sheets, and checklists that every attendee will receive.

But this discount is only available to the first 100 readers to register

“Very Well Organized”

“I just wanted to let you know how much I enjoyed the conference. Very well organized and more information than I ever expected.”

Dave D.,
United States

“I’m Thrilled…”

“It’s tempting to continue living the way you’ve been living. It’s easy… and it can be very frightening to think about creating a whole new life for yourself in a foreign place. All I can tell you now is that I’m thrilled… it has been one of the most satisfying experiences of my life.”

Jay S.,
United States

I Promise You’ll Have No Regrets…

First of all, you’re protected by my 100% Money-Back, No-Questions-Asked Guarantee.

If you’re not happy with the event (or if you need to cancel), just let us know and I’ll send 100% of your money back to you.

But that’s not exactly what I mean with “no regrets”…

A friend of mine, Lee, retired overseas 20+ years ago at the age of 49.

His motto?

“Go when you’re able… not when you’re comfortable.”

It’s incredibly sound advice…

And Lee, who recently made his fourth international move, has never looked back.

In fact, in my 35 years of this overseas beat, I’ve never met anyone who experienced such a disaster that they packed up and went home

The only complaint I hear from expats is that they wish they had done this sooner—that they wasted precious years of their lives deliberating and waiting for the “perfect time.”

So, whether you’re planning to dip a toe with a vacation home in Europe…

Or to go the whole hog with a full-time move…

My advice is to act sooner rather than later, and see where that takes you…

I urge you to give yourself the best start—sooner than later and in the best company—during my Live and Invest in Europe Virtual Conference.

I hope to see you log on.


Kathleen Peddicord SignatureKathleen Peddicord
Founding Publisher, Live and Invest Overseas

Here’s What’s Included
In Your Registration…

  • Complete access to four full days of interactive education and networking to help you make the right decisions about a new investment or life in Europe… you’ll learn about regions, cities, and towns within our favorite countries on the Continent:
  • Your access to it all is via high-definition video… for both individual workshops and our popular panel discussions, as well as virtual tours for specific properties and regions…
  • Everything is recorded instantly for On Demand playback. Log in and out with ease for live, high-definition-video access to everything, including the individual deal presentations and our popular panel discussions…
  • Via online chat rooms and workshop participation, every attendee will have a chance to ask as many questions as they want. And every attendee will get access to contact information for every expert…
  • You’ll get contact information for our attorneys, property pros, investment advisors, tax specialists, bankers, and retirement consultants…
  • Once the event is over, every attendee will receive a complete set of professionally edited video recordings—you’ll have lifetime, on-demand access with the option to download everything…
  • Your satisfaction is guaranteed—for the education portion, the experts, and the event system itself. You’re also fully protected if you decide to cancel before the event starts. Depending on the timing of the request, we’ll either give you a full credit or refund 100% of your money…
  • You won’t have to spend money on travel and hotels, and neither will we. We’re shifting those savings to you, and the result is an admission fee that is 1/3 of the cost of our on-the-ground event

This is not a series of boring and overcomplicated university lectures…

This is straight-talking, tell-me-how-to-do-it information that everyone can understand.

Join us and you’ll leave the event ready to take action. Guaranteed.

Wait no longer: Save your seat now…

“It Was A Great Conference”

“Thanks so much. It was a great conference… better than expected. I will certainly recommend them to others and will probably attend another one myself!”

Karen Kirby,
United States


This the easiest and best way to help you consider, design, and follow through on the plan and strategy that suits you best in Europe.

Right now, you’ll have to take my word for it…

However, if, after attending the first day of our Live and Invest in Europe Virtual Conference, you don’t agree—no problem…

You’re fully protected by our 100% Money-Back, No-Questions-Asked Satisfaction Guarantee.

Likewise, there is no cancellation fee if you change your mind.

As you can see, the risk is all mine… you have nothing to lose and everything to gain…

Fill out the form below to begin… it takes less than a minute…

Frequently Asked Questions

Is this event for you?

If you’re looking for Old World charm without having to pay a king’s ransom but don’t know how to get started—then YES, this is the event for you.

You’ll walk away with the knowledge, support, and contacts necessary to make a move to Europe with confidence…

What places will be covered during the event?

We've whittled down your options to 10 out of 44 countries in Europe...

But keep in mind that you’re not going to retire to Spain or France—just as your neighbors aren't going to "retire to the United States." They might, though, for example, consider retiring to Naples, Florida, or Scottsdale, Arizona…

And so you too should be thinking about living in Tavira, Portugal... Pescara, Italy... and so on...

Even some cities, like Paris, for example, have many different neighborhood options worth considering.

That is all to say: we’ll cover dozens of destinations...

Out of this selection of 10 countries, you have at least 3 different towns and areas within each—and 10 or more in some cases—that qualify as fulfilling and pleasant places to live:

How does it work?

All of the information, video sessions, and expert interaction is done online.

Our professional online event system features an online chat system, and every talk will have a question center… during each presentation, we’ll take time to address the question over live video.

What is the daily schedule?

Tuesday, Nov. 15, 2022 - 8:30AM – 4:00PM EST

Wednesday, Nov. 16, 2022 - 8:30 AM – 4:00 PM EST

Thursday, Nov. 17, 2022 - 8:30 AM – 4:00 PM EST

Friday, Nov. 18, 2022 - 8:30 AM – 4:30 PM EST

Remember, every live session will be recorded and available for on-demand playback... so you’ll never miss anything.

How long can I keep the video access?
Once the event is over, you’ll have lifetime access to all of the content.
What’s the refund policy? What if I need to cancel?

We are completely confident in the information and deals you’ll access during the event.

Right now, you’ll have to take our word for it. However, if, after attending our Live and Invest in Europe Virtual Conference, you don’t agree—no problem...

Like everything we publish, it comes with our No-Hassle, Money-Back Satisfaction Guarantee. We’ll refund your money 100% if you ask before the end of the first day.

Likewise, there is no cancellation fee prior to the event’s start.

Are there discounts available?

Yes! Right now, you qualify for US$200 Early Bird Discount. This discount has already been applied automatically.

Take advantage of this rate while it’s still available—only the first 50 readers to sign up qualify…

As always, All Access Pass members attend free. If you are a member, please get in touch with your VIP Support Specialist.

* Please note that you cannot combine any of the subscriber discounts above—choose the best discount for which you qualify.

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or by phone, toll-free from the United States, at 1-888-627-8834.