The Simple Secret To Living In Europe
On US$1,500 A Month (Or Less)
Dear Live and Invest Overseas Reader,
If you think living in Europe is out of reach for you…
Think again.
I’m serious—you have more options for affordable Old-World charm than you might ever imagine:
Alpine villages, lush vineyards, Mediterranean islands…
Fresh markets, undiscovered local eateries, Michelin-star cuisine…
Outdoor cafés, famous museums, quaint villages…
Europe has something for everyone and every budget.
Better yet, in 8 of Europe’s greatest places to live, you can live the lifestyle you’ve always wanted for as little as US$1,500 a month or even less.
These are 8 havens where you can truly embrace le joie de vivre or la dolce vita on a budget.
Indeed, affordable overseas living options are NOT limited to only Latin America and Asia… and elite destinations are NOT way beyond your reach.
Of course, you’ll need a little guidance…
But, once armed with the right insights and the right destination, you’ll be amazed at how easy it actually is to enjoy the good life in Europe at a cost you can easily afford…
You Won’t Believe
The Hidden Gems Within Your Reach…
Budget-friendly treasures are lying in wait—like unearthed diamonds—for those lucky enough to find out about them.
It’s a fact:
Europe does not offer the shoestring bargain havens of Latin America and Asia.
But living affordably here is actually an even more astounding bargain when you consider how much MORE Europe has to offer…
The combination of architecture, climates, and history is, frankly, impossible anywhere else in the world.
Europe offers up every lifestyle you can think of…
And, in 8 of its greatest places to live, you can live the lifestyle you’ve always wanted for as little as US$1,500 a month or even less.
Your housing cost will be—by far—your largest expense when living abroad…
But, in the places I have in mind for you, your rent could be cheaper than back home:
- Seaside apartments of 110m2 (big enough for two bedrooms) regularly list for €500 to €700 a month (less than US$900)… and hillside village apartments a little further inland go for €300 to €550…
- In one place we love, a 4-bedroom house close to a golf course and with stunning sea views has a price tag of €850 monthly…
- What about cosmopolitan living on the Mediterranean? Our top pick here has a listing for a tidy 2-bedroom, minutes from the beach, for €778 a month… and a studio in the quaint historic city center for €650…
Prefer to buy? You might not believe the kinds of properties available to you…
- A 65m2 apartment with sea views for €95,000…
- An 80m2 condo with 2 bedrooms, a terrace, and views of the Adriatic Sea for €200,000 euros… and you can rent it out for at least €600 a week, when you’re not around…
- A fully restored 100-year-old, 3-bedroom house built from stone, with two vaulted-ceiling cantinas (cellars)— not far from the sea and near the ski slopes—for €115,000…
- With citrus, olive, and carob orchards, and some of the most unique beaches in the world, all nearby… you can grab studio, one-bedroom, and two-bedroom apartments from €70,000 to €100,000 in our #1 pick for overseas retirement in the world…
A Simple Life By The Coast In Europe
How affordable is Europe?
Despite being near the ocean, the cost of living in one of our top countries is, on average, 32.5% lower than in America.
And rent? It’s a whopping 42.6% cheaper despite the fact that most people live within 50 miles off the coast…
*Currency exchange rate as of July 2021.
So, what’s the secret here?
It’s all about avoiding tourist traps.
Indeed, I know of dozens of places that often look and feel like similar locations that are pricier and more well-known…
All the better for you that they haven’t yet been “discovered”—that their names aren’t yet as familiar as their celebrity equivalents. These “alternate Tuscany” options comes at a fraction of the cost of the original.
Dare to feed your dreams—and plans—with these under-the-radar jewels…
Of course, these are just a tiny sampling of the cities and towns you’ll find within the group of 8 European countries I want to show you…
The variety of settings you could call home in Europe today—even within the borders of only 8 countries—is vast.
These are affordable and uniquely life-changing places to spend time.
We Did Not Intend To Stay For 20 Years
“We did not intend to stay for 20 years, but sometimes things just turn out that way.”
-Susie Hines-Walters,
United States
Picture yourself stepping out your door every day onto cobblestone streets or alongside a vineyard. Does the very thought set your heart pounding?
Or is that little “too good to be true” voice in your head kicking in as you consider a move to Europe?
Just consider some of the savings and bargains that quality Old World living can offer. Imagine…
- Internet, TV, and phone (including international calls) for only €40 euros a month…
- A deluxe scenic picnic anywhere you choose—with world-class wine, bread, and cheese for €10 per person. (You can get fresh-baked loafs of bread for less than €1!)
- Numerous little-known restaurants where, for €6 to €13, you can enjoy two to three tasty courses—and often bread, wine, and coffee too…
- Stocking up on quality wine as cheap as €4 per bottle—these same wines can cost US$10 or more back in the States…
- €5 to rent a beach chair and an umbrella on a famous Mediterranean beach… or €1.50 to access manicured, fully-appointed private beaches along Europe’s most pristine lake…
- Free entrance to local outdoor concerts and festivals, as well as famous parks and gardens—and even to world-class museums and exhibits on certain days…
- Skiing the “other Alps” and paying only €10 to €15 for lift passes…
- Playing 18-holes of golf with snow-capped mountain views for only €38 euros…
Look, we get it…
Europe has never been the place to seek out the world’s least expensive overseas living options.
However, you’ll be surprised at the number of affordable areas awaiting you in Europe.
In fact, be prepared to be overwhelmed at how you DON’T have to come up with a king’s ransom to enjoy European charm and culture in any of the recommended destinations.
Yes, the really good news is that you CAN afford to…
Budgets, Taxes, Language:
Here’s The Truth About Living In Europe…
I hear it all the time from readers:
“Dream on! There’s just no way I could afford Europe.”
Well, contrary to what many North Americans think, Europe has always offered Old World seekers a number of affordable options.
I know, I know… even if you’ve been to Europe for work or vacation already, it can be hard to wrap your head around the fact that it’s an affordable, even cheap, place to live…
But just think about it for a second:
Hundreds of millions of middleclass folks have lived in Europe their entire lives…
How are they are getting by without big salaries and overflowing nest eggs?
It’s because they’re not living as tourists.
They’re shopping in local markets, they’re skipping the museum restaurants, and they’re certainly paying much less than you might for a hotel room or an AirBnB.
Of course, anyone can learn to pinch their pennies… but what about the legal side?
Again, I think you’ll be pleased…
You see, these countries only need you to earn the bare minimum to enjoy life within their borders. In fact, many residency programs require you to earn the equivalent of around just US$1,500 a month—that’s about the current average U.S. Social Security check.
But it can be much cheaper in key places. In Spain, for instance, about US$950 a month is all you’ll need to qualify. Many places in famously low-cost havens in Asia and Latin America require more than that…
So, I say again: your dream of living in Europe is alive and well.
Especially when you consider that many of the greatest benefits living here don’t cost you a single cent.
Let’s see…
What else is keeping you from enjoying a life in Europe in retirement?
I’ve heard all of the excuses…
Absolutely Smitten
“I am absolutely smitten by the European lifestyle, and we don’t even drink!”
-Robert S.,
United States
“I’ll be taxed to death if I live in Europe.”
Do the math, and you’ll find that your tax bill is unlikely to change at all after a move here.
That’s partly because the havens I have in mind for you have tax treaties with many countries, including the United States and Canada.
Plus, you don’t have to worry about state taxes.
On the day-to-day side, making things a little easier is the value added tax (VAT) throughout the EU. Very simply stated, VAT is a tax that is already included in the price of most goods you’ll buy—if something costs €1, that’s all you’re going to pay.
Obviously, you’ll encounter some new taxes, as well as some familiar ones that likely cost more than back home. The entire transaction cost of buying and selling property, for example, is more expensive here than elsewhere.
But they’re all manageable, and we can show you everything you need to know to reduce their costs when legally possible.
I’m Thrilled
“It’s tempting to continue living the way you’ve been living. It’s easy… and it can be very frightening to think about creating a whole new life for yourself in a foreign place.”
“But that fear can keep us from acting on chances for fun, for adventure, and for possible profit.”
“All I can tell you now is that I’m thrilled… it has been one of the most satisfying experiences of my life.”
-Jay, United States
“I’m too old to learn a foreign language.”
First, you’re never too old…
In fact, learning a new language is now an accepted practice for successfully fending off the symptoms of Alzheimer’s… so working that noodle in your head on some new words has a double benefit.
Of course, Europe is a very educated region of the world, English is the new lingua franca… and, frankly, they get Netflix here…
That means most young locals speak English, and many professionals such as lawyers and doctors know it.
Plus, few places in the world have as strong and as established a foreign English-speaking community as Europe. Needless to say, you’ll find a giant expat population here.
I wholeheartedly suggest that you try to learn the language of your new country, but you can certainly get by without it.
Weaving Dreams…
“Kathleen, just wanted to tell you that everything I get from you is like a ray of hope. I see it and am reminded that I still have options to control my future…
“Thank you for the service you provide.”
-Layne B.,
United States
Think of Europe as the vault of crown jewels of overseas havens…
Are you really willing to miss out on the jewels well within your price range right now?
To give up your dream on Old World living?
This opportunity is simply too tempting to ignore…
Of course, you need plenty of good information and insight, and you have important decisions to make…
And, mostly, you just want to make sure you get it all right when it comes to organizing a move to Europe—and your reinvented life there.
Let’s face it… the whole thing would be very daunting—even overwhelming—if you were doing it all on your own.
But you don’t have to.
Instead, you can tap into honest and current information, insights, and advice, all in one place…
This is not crazy!
“I loved hearing stories of expats…
“These are people who actually walked the walk and show people like me that this is not crazy.”
—Ellen Zucker, United States
“We Knew We Could
Never Afford To Live Like This In America…”
Allen Freeman drinks his coffee on the spacious balcony every morning.
He looks out at the aqua-blue waters of the North Atlantic…
And listens to the tide come in over and over again, closing his eyes to take in the sounds and smells of the incoming breeze.
“We knew we had to retire overseas,” he says.
“It’s cheaper and easier. And with all the chaos back home, we were ready to take that step.
“It was the right time. We just… didn’t know where.”
For years, he and his wife Linda had researched far and wide for a place to call home…
The European options they’d heard about were almost an afterthought… until they realized it was cheaper and safer than back home.
Indeed, despite being one of Europe’s top destinations, they learned that Portugal had everything they always wanted…
“We are in gorgeous Silves, nestled in the Algarve region. A little walk and we’re in Old Town, where we can take a coffee break, get some sun, and avoid tourism.
“There’s a castle, a cathedral, museums, tons of beaches…
“Having our own villa a few blocks from the beach is a dream we couldn’t afford in America.”
Here on Europe’s western-most coast, Allen and Linda can live the retirement they’ve always wanted and then some.
Former teachers, they had never led expensive lives, and they weren’t ready to start in retirement.
But what they weren’t prepared for was how cheap Europe actually could be…
During the 2021 Live and Invest in Europe Virtual Conference, we’ll discuss your best options in Portugal, and dozens of other places where you can live Old World or Mediterranean life at a discount…
You Are Straight To The Point
“Kathleen… you guys are more straight-to-the-point and less hard-sell, which I appreciate at age 76.”
-Walt B.,
United States
With A Little Effort From You And My Team… You’ll Feel Like You’ve Won A Lottery…
Europe…
Its castles and landscapes and kings and queens inspired most of what always came after “Once upon a time…” as far back as you can remember.
Its stories and events filled the history books of your school days.
Its countries, large and small, spread languages, culture, and countless immigrants all over the globe—maybe even into your family tree.
From Beethoven to the Beatles, it has helped shape the history of Western music… and literature… and art… and cuisine.
In fact, it’s saturated with many of the world’s finest masterpieces… both of nature and of civilization.
And it was the place you could finally practice the French you learned in high school!
It’s no wonder so many adventure-seekers have been hypnotically drawn to backpack, Eurail, or take tours to collect those treasured passport stamps.
Europe IS magical. Always was… always will be.
Must be why no matter where else in the world you travel… it’s really hard to loosen the hold that this premium setting has on people from all over the globe.
And if you believe in “no regrets”…
Don’t you, at the very least, owe it to yourself to check out what it might be like? After all, we’re talking about YOU… living in Europe! And within your means!
We’ve done it, our experts have done it, and our readers have done it…
And the Live and Invest in Europe Virtual Conference will show you just how easy it is to do it, too…
“Please don’t ever stop the truth telling.”
-Michael C., United States
“…I really have to commend you for your insight and honesty in ‘telling it like it is’ to your readers…”
-Norman S., United States
“Keep up the good work. I particularly like your approach to presenting both the good and the bad, as believe me, seldom are the bad ever mentioned.”
-Keith T., United States
A Quick Guide To Living Better
For Less In Europe…
Nowhere else in the world can you stretch your retirement dollars to get the quality and richness of lifestyle you get in Europe…
The Live and Invest in Europe Virtual Conference will give you exact advice you need to narrow the search for cosmopolitan and picturesque Old World living that suits your lifestyle and your budget.
Discover charming homes—the kinds you’ve dreamt of—that you never really thought could be yours. Check out dream settings in Europe where your basic monthly living costs (including rent) can be €1,500 or less.
Options include…
- City or village living in a medieval setting, surrounded by vineyards and Cathar castles—with both the Pyrenees and the Mediterranean nearby…
- Cosmopolitan lifestyle with regional historic richness… centrally located apartments in either of two up-and-coming neighborhoods in a city that’s both vibrant, quaint, and always opening its arms to expats…
- At a stone’s throw from—or even on—the turquoise and cobalt waters of the Adriatic, including apartments near both sea and hillside terraces…
- Bridging two continents, one of the world’s oldest cities with apartment living in a variety of neighborhoods… where you can choose bustling activity or serene panoramas…
And, as you might guess, the value of a home in Europe—and the cost of living in any given setting there—is in your hands, depending on some personal choices and tastes.
You’ll really appreciate and enjoy the bargain your European home can be, as you keep in mind…
- The rich quality of life surrounding you—just being in Europe is in itself priceless…
- Just as anywhere—big city living costs more than small city living costs more than rural living…
- Some cities just cost more than others—regardless of size… Paris, for example, is among the world’s most expensive in some parts… while in less central areas it can cost less than many midwestern U.S. cities…
- Even prime urban real estate has some options that aren’t as out of range as you might think… (you’ll find one area that’s an unexpected bargain, only a few minutes on foot from the River Seine)…
- Just like anywhere you live… cost of living depends on lifestyle choices beyond the fixed costs of housing, taxes, and utilities…
Indeed, personal lifestyle choices—such as eating out, entertainment, and other nonessential spending—dramatically impact a monthly budget.
Also, if a move to Europe includes trying to recreate the total North American lifestyle left behind… well, let’s just say that won’t be cheap.
Downsizing the amount of possessions is a must if you’re heading to a big city here.
European living can be surprisingly affordable… as long as you apply a little “When in Rome…” to your lifestyle.
My life is about to change
“Thank you for the awesome experience.
“I know my life is about to change. Thank you for your honesty…”
–Dora Montelongo,
United States
“Will I Be Welcomed In Europe?”
If you’re an American, the image of home has seen better days…
But take heart:
Just like most places in our world, you’ll be judged by your behavior rather than the color of your passport.
Indeed, the term “ugly American” was coined by Americans and I’ve never heard a European say it (we Americans tend to love and hate ourselves at the same time).
In fact, as an American myself, I can say that the places I’ll show you boast locals that are happy—even excited—to meet Americans.
At this point, I’m sure you’re shaking your head in disbelief…
“There’s absolutely no way Europeans could be excited to see that couple I saw in Wal-Mart the other day.”
But here’s the thing: the worst people America has to offer don’t travel to Europe.
That means that, thankfully, the image of Americans here still relies on actual travelers and expats—and a little bit of Hollywood, too.
And don’t get me wrong, the folks here have seen Black Friday brawls on the news just like you and me… they just realize its only part of the population.
Bottom line, let’s be honest: if you’re considering Europe, you’re likely a lot more sophisticated than the Average American Joe.
At last, I can use my passport!
“I’ve had my passport in my handbag for the last 27 years.
You have showed me the way to use it… and how.
Thank you!”
– Penny Herbert,
Canada
How Smooth Can Your Transition To
A New Life In Europe Be?
Very smooth… if you’re prepared and have made decisions right down to the details.
It’s why we’ll put at your fingertips information specifically focused on specially selected destinations…
It’s why we‘ll “go deep” in regard to a combination of key considerations (haven-focused rather than country-wide)—taking you far beyond any touristic guidebook offerings.
And the best part of all this information?
It’s not sugarcoated. It’s the real deal. We give it to you straight—”beefs,” “bouquets,” and everything in between. Then you can decide for yourself…
The decision of “where” is ultimately yours, but we’re going to do our very best to ensure you have all of the best information available in the most easily-digestible format available.
If preparation is the #1 key to success, then confidence is a close #2…
We’re going to give you both during the Live and Invest in Europe Virtual Conference.
You’ll get a firm idea of the order of events for actually making the move. We make sure that once you set your sights on your dream destination, you know the next steps to take toward getting there.
Keep Up The Good Work
“I’ve enjoyed your descriptive writing and fabulous relocation tips for some time…
“Your recent… Two Affordable, Turn-Key Retirement Options In Europe… was perfect. Keep up the good work.”
– Charles W.,
United States
Access To This One-Of-A-Kind Event Is Currently Available At The Lowest Rate Possible…
Our Live and Invest in Europe Virtual Conference has been designed to give you the firsthand, on-the-ground information that you need to make the right decision about investing and living here.
And, whatever lifestyle you’re looking for—in the mountains, villages, cities, or at the beach—we’ll have experienced expats on hand to show you what life is really like when you live on The Continent.
The price of this year’s Live and Invest in Europe Virtual Conference will be US$595 for access to all 4 days of the event.
But frankly, there’s no need to pay that much…
Today, you can save at least US$200…
This cost includes full access to the interactive workshops and presentations, all supplemental reports, guides, and seminar materials, as well as access to the chatrooms and forums where you’ll get to mingle with the experts as well as like-minded adventurers also looking to make a move to Europe.
I Promise You’ll Have No Regrets…
First of all, your satisfaction is 100% guaranteed.
If you’re not happy with the event (or if you need to cancel), just let us know and I’ll send 100% of your money back to you.
But that’s not exactly what I mean with “no regrets”…
Part of our agenda at the Live and Invest in Europe Virtual Conference is to give you the full story… the pros and the cons.
Did the readers I’ve helped find their spot abroad have their down days?
Of course they did…
One past attendee told me recently that she had the mother of all meltdowns after she and her husband packed up all their boxes and were getting ready to sell their beloved Illinois home. But, the next morning she picked herself up and followed through with her move…
“The best thing about our new life now is that we have no alarm clocks. We take our time in the morning and enjoy a leisurely breakfast. I’ll do some writing in the afternoon and exercise in the evening. There is no routine—and it’s wonderful.”
You’ll never know how wonderful your life could be unless you go and see.
And what about those readers who decided Europe was not for them after all?
I’ve heard from several, and not a single one regretted the experience. In fact, many of these folks told me the only regret was not doing it sooner, when they were younger and healthier.
I urge you to give yourself the best start—sooner than later and in the best company—this October during my Live and Invest in Europe Virtual Conference.
I hope to see you log on.
Sincerely,
Kathleen Peddicord
Founding Publisher, Live and Invest Overseas
P.S. This is the only event of its kind to help you consider, compare, and contrast Europe’s best places to live as a foreigner…
We’re going to help you develop an actionable plan so you can follow through on your move in as little as 12 months or sooner.
Most important, we’ll introduce you to our trusted contacts who can support you through every step of your journey…. both during and after the event.
This is your best shot at finding the life you want on The Continent…
I urge you to take it.
Frequently Asked Questions
Is this event for you?
If you’re looking for Old World charm without having to pay a king’s ransom but don’t know how to get started—then YES, this is the event for you.
You’ll walk away with the knowledge, support, and contacts necessary to make a move to Europe with confidence…
How does it work?
All of the information, video sessions, and expert interaction is done online.
Our professional online event system features an online chat system, and every talk will have a question center… during each presentation, we’ll take time to address the question over live video.
What is the daily schedule?
Tuesday, Oct. 12, 2021 - 9:00AM – 5:00PM EDT
Wednesday, Oct. 13, 2021 - 9:00AM – 5:00PM EDT
Thursday, Oct. 14, 2021 - 9:00AM – 5:00PM EDT
Friday, Oct. 15, 2021 - 9:00AM – 5:00PM EDT
Remember, every live session will be recorded and available for on-demand playback... so you’ll never miss anything.
How long can I keep the video access?
What’s the refund policy? What if I need to cancel?
We are completely confident in the information and deals you’ll access during the event.
Right now, you’ll have to take our word for it. However, if, after attending our Live and Invest in Europe Virtual Conference, you don’t agree—no problem...
Like everything we publish, it comes with our No-Hassle, Money-Back Satisfaction Guarantee. We’ll refund your money 100% if you ask before the end of the first day.
Likewise, there is no cancellation fee prior to the event’s start.
Are there discounts available?
Yes!
Coupon EUBESTDEAL gets you 50% off.
*This discount is already applied at checkout.
Here’s what past Virtual Conference attendees had to say:
“Our minds are still reeling with all of the information presented to us. All of your presenters were very knowledgeable about their respective fields. We also enjoyed talking with other expats-in-waiting. Mike and I live in the snowy part Washington State. Last year was very snowy and cold. Needless to say, we would love to spend at least our winters someplace warm instead!”
— Laura D., United States
“Thanks again for all of your hard work in putting together the conference. For anyone considering a move to a foreign country, a conference like this one should be on their must-do list.”
— Diane D., United States
“Kathleen, thank you for all your hard work. You have helped a lot of people dream and then helped a lot of dreams come true. I am always telling people about you. In fact, I just today told my banker about how honest and smart you are, letting us know where to go. Wish I had listened to you more years ago…”
— Marlene M., United States
“What I admire is your honest, tell-it-like-it-is approach. A lot of people have been hurt by nothing but glowing reports about offshore living from other sources. Your honest, direct approach is a real service.”
— Arlean K., United States
“Kathleen, I have to say that you seem to dig deeper into the feel of a particular place and to do great comparative analysis between alternative places. Your approach is more sophisticated and thoughtful and therefore more useful to me than other information sources covering these same subjects.”
— John W., United States
“I feel that the Conference was extremely worthwhile, both in terms of information received and cost. I am just beginning to explore the possibility of retiring overseas and, after attending the Conference, I can’t wait to get started. The conference was extremely helpful as a first step in considering all of the options that are available to me. I didn’t even know what they were until your conference. Also, as a single woman moving alone, you quelled my concerns over safety in the areas that I will be considering. I look forward to receiving additional information from you to assist me as I proceed with my move.”
— Alice G., United States
“Excellent information. Met some people who could become longtime friends.”
— LeRoy J., United States