Discover The

#1 Overseas Retirement Haven In Latin America

  • This do-everything haven is a top destination for retirees, investors, digital nomads, and entrepreneurs…

  • You can live well near the beach on less than US$1,000 a month…

  • This is also a tax haven. As a foreign resident, you can pay zero local tax… and you can operate your business here tax-free, too…

  • This country boasts the best infrastructure—and the fastest internet (fiber optics) in the region…

  • Out of anywhere in the world, Live and Invest Overseas chose to base ourselves here—we know it better as an expat haven than anyone else…

Dear Live and Invest Overseas Reader,

“In 2013 my wife Carolyn and I decided we needed a change. Our lives in Hawaii were stalled.” Dusty explains.

“We began researching options online and, the more we looked, the more excited we got about options overseas.

“We considered Costa Rica… then ruled it out when we learned that they’d abolished their retiree program.

“Looking at the map, Panama jumped out next as our ideal replacement destination.

“Its location was a big draw. It’s so accessible from the United States, but, unlike other warm and welcoming countries we could have chosen, it doesn’t get hurricanes.

“We arrived in Panama for the first time for what amounted to practical reasons. Once here, though, it was love at first sight. We were won over immediately by the country and by the people.

“We knew after our first visit that we wanted to make Panama our home. It was everything we were looking for retirement living—beautiful beaches, a warm climate, lush mountainous terrain (that remind us of the Hobbit movies), and a large and vibrant expat community.

“We shopped around… considered many coastal options in Panama… but nothing fit us the way this spot on the Pacific fit us. Affordability was a key factor.

“Now, more than seven years later, we are settled into our custom-built home. We never could have afforded the life we’re living here in Panama back in the States.

We’re here now indefinitely.

“Back in Hawaii, we were struggling to get by and to make ends meet.

“Here, we’re living very comfortably and well off just our pensions. Why in the world would we want to go back?

“Saving 75% of our daily cost of living in the States, we have been able to afford to travel to countries we only dreamed about before.

“Now, we look forward to wonderful years ahead building sand castles on our beach, helping baby turtles find their way back into the ocean, and being warm all the time.

“We’re embarking on a whole new chapter. And having the adventure of our lives.”

Dusty And Carolyn Found Happiness Here…

And I Bet That You Could Too—Just Like Me And Thousands Of Other Folks

At home in Panama, some of the world’s most beautiful beaches
would be on your doorstep…

Dusty and Carolyn’s story is inspiring and exciting… but it’s not unique.

Indeed, Panama today is home to many thousands of folks who’ve taken the leap and reinvented their lives for the better in this land of sunshine and ocean breezes.

I should know, I’m one of them.

In fact, I’ve been making this case for more than 20 years, and I’m writing today to tell you that I’m more bullish on the opportunities and upsides on offer in Panama—for both fun and profit—than ever before.

Bottom line, if you are in the market right now for a place to live well, retire better, invest, own property, or do business overseas…

I’d say you’re doing yourself a big disservice if you aren’t looking closely at this little country at the hub of the Americas.

How Can A Country This Size Continue To 

Bring So Much To The Table?

If you’re a Live and Invest Overseas reader, you’ve almost certainly heard us go on about Panama…

After all, out of all of the places in the world we could have chosen, we decided on Panama as our base of operations.

We know Panama from a foreigner’s point of view like nobody else…

As I mentioned, I’ve been spending time and doing business in this country for more than 20 years… and I’ve been living and operating my business here full-time for more than 10.

Here in Panama, over the past nearly-three decades, we’ve bought pre-construction for investment and centuries-old French-colonial for renovation…

We’ve invested in raw land… both oceanfront and riverside… and commercial rentals…

We’ve started businesses, formed corporations, and opened bank accounts…

We’ve acquired full-time residency through the country’s ground-breaking “Specific Countries” visa program (more on this in a minute)…

We’ve hired staff, shipped household belongings, put our son through school, sourced architects and carpenters, paid local utility bills, researched which health insurance plan makes most sense for our family, bought cars (because finally we’d had enough of dealing with Panama City taxi drivers!), gotten local driver’s licenses, even started a local franchise (a family project)…

And our personal experiences in this tropical haven are only the beginning of what we bring to the table for this conversation.

Spending time and money in Panama as we have all these years, we’ve gotten to know everyone you’d want to know if you were thinking about following in our footsteps…

Our circle of Panama friends, expats, and advisors is extensive.

And, really, it’s not just me… you need to take advantage of all of us and all of our hard-won wisdom…

That is, to determine if Panama makes sense for your new life overseas, you need multiple perspectives.

Plus, you need experienced, professional counsel when it comes to things like taxes, banking, trusts, corporations, residency requirements, investor incentives, insurance…

My rolodex includes our trusted personal advisors, people you can count on to help you accomplish whatever you’re hoping to accomplish in this country safely and efficiently.

Better yet, I’d like you to meet my entire inner circle…

But more on that in just a minute.

The World’s Best Residency
Program—And A Work Permit Too!

In May 2012, Panama issued an executive decree that has since become known as the “Specific Countries” residency permit.

Big news, as this new program is not only offering easy residency, but a quick and easy route to a work permit, as well. And a work permit is no easy thing for a foreigner to organize anywhere in the world.

Panama is experiencing a growing shortage of qualified labor. So they conceived what amounts to the most user-friendly and straightforward residency program on offer anywhere in the world, not only today but in the history of residency programs.

What’s more, again, this special program also provides for the holy grail: a work permit.

We’ll share all the details for how to take advantage of this ground-breaking residency program during our Live and Invest in Panama Virtual Conference.

Note that this unique and important program could be discontinued anytime. This could be your last chance to take advantage of it.

What’s So Special About Panama?

We believe in real estate as the best asset you can hold to protect and grow your wealth…

Panama is our #1 property market in Latin America.

Other former property markets worldwide imploded during the Great Recession.

Why didn’t Panama fall to the same fate?

I can identify four reasons:

  1. This market was not made and is not supported by Americans, at least not 100%. This market was also made by South Americans, Asians, and other Latino investors looking for safe haven for their capital. Panama continues to offer this, certainly relative to other regional options…
  2. Panama is not only a safe haven for worried investors from less free markets, it’s also the top doing-business haven in this part of the world. Big international firms (more than 40 of them, including Dell, 3M, Procter & Gamble, Caterpillar) have targeted this country, especially Panama City’s Panama Pacífico international business park located at the former Howard Air Force Base…
  3. Panama’s own infrastructure improvement projects (such as the Panama Canal expansion project… the Cinta Costera Panama City-center thoroughfare… the Panama City metro expansion… and the nearly doubling in size of the already bigger-than-any-other-airport-in-the-region Tocumen International) have required a big and ongoing influx of foreign labor. This foreign labor population is an important and expanding piece of this country’s economy…
  4. Meantime, the middle class in this country is exploding in size, creating ever-expanding local markets…

The trouble is, as you may have figured out already:

My Rallying Recommendation
Gets You Only So Far

Pretty photos and internet research will only get you so far…

You can’t determine whether or not Panama makes sense for you as a place until you hear from those who have gone before you…

Until you get the real-deal, honest feedback without the marketing hype.

Better yet, instead of being told everything, you’ll want to ask your own questions so that you get not only the right information, but the relevant advice as well.

You don’t want to run around from banker to attorney… from developer to owner… from agent to broker… from tax advisor to insurance salesman… from visa specialist to customs agent… back to the banker… back to the attorney…

You don’t want to stand in lines… struggle with the language… wait hours for appointments with the wrong people…

You don’t want to wonder if you’re getting a good price… if you’re being presented with all the options…

No, there’s no reason at all to subject yourself to that torture.

Especially when you have a far superior alternative… presenting:



Over three days, you’ll get to know Panama’s best places to live—”thin sliced” to exact places that could be your personal piece of paradise in the tropics.

Via high-definition video, you’ll see and hear from professionals, expats, and retirees who are already working, investing, or living in these places…

All from the comfort and convenience of your own home.

This is not a series of webinars… this is a professional event that happens to be online. You’ll be able to interact with speakers as well as your fellow readers via chat rooms and forums, along with a virtual “raise your hand” option to ask your questions during discussions.

The event will give you a comprehensive, in-depth view of Panama that outsiders and tourists simply don’t know.

This online event has three major objectives:

#1: To help you find out if Panama could be the place for you

#2: To show you where in Panama, specifically, you should live or invest

#3: To give you the knowledge, support, and contacts necessary to make any move with confidence—that is, to create a plan

Find the security that comes with knowing exactly how you can live—comfortably—on a budget that starts around US$820 a month.

  • Get to know each of your best options for living well in Panama… the cosmopolitan capital city, the laid-back Caribbean side, or the ever-popular Pacific coast…
  • Discover where you can tap into affordable health care, with excellent facilities and English-speaking doctors…
  • Find out how you can save thousands—tens of thousands—by buying properties in the right, off-the-radar places…
  • See examples of comfortable apartments you can rent for less than US$400 per month…
  • Learn where the biggest and most developed expat havens are in the country… and hear directly from current retirees about their experiences living here as a foreigner…

Whatever your agenda, you’ll end the event prepared and confident, with all of the practical matters at your fingertips….

From residency to taxes, from banking to real estate, you’ll leave this conference ready to take action.

And, most important, you’ll benefit from the experience of those who have gone before you. At this conference you’ll hear from seasoned expats who were once in your shoes.

Plus, if you want to see the cities and properties firsthand, you can join one of the optional (virtual) real estate tours and see the lay of the land for yourself.

This has long been one of our most popular events over the past 12 years…

And now you can attend the 2021 Live and Invest in Panama Virtual Conference from the comfort of home.

“I Am So Happy I Joined Your Group!”

“Thank you to you, your staff, and the professionals who participated at the event. It was a great experience for me and I am sure for all the other participants, as well. I am so happy I made the decision to join the group. I learned a lot about investments, offshore banking, living in foreign countries, and much more. Congratulations for your organization.”

‐‐Janet K., United States


Experience It Live…

Then Get Lifetime Access

To ALL Of The Information

Your registration today gets you more than just interactive access to the event, our experts, and all of their insights…

Because this is all done via video over the internet, we’ll be able to record everything—every data sheet, every checklist, every discussion, every panel debate, and every bit of information.

We’ll edit, organize, and package it all into a high-definition video program that you can download or access online whenever and from wherever you want…

We’ll even add in some e-books for quick and easy reference.

Plus, unlike our live events, these recordings will not immediately be available for purchase to the general public.

“Truly Sensational”

“Kathleen, thanks so much for a super seminar. That was really sensational, and I have lived here for two years already!”

‐‐Scott R., Panama

Here’s How To Leverage Decades Of 
My Experience Living And Investing In Panama…

After three decades living and investing here, we’ve developed an unmatched inner circle of experts…

How exactly can you get a leg up from my experience living here?

Well, all those years of experience… all those contacts and resources… and all those community connections?

I’ll be bringing all that—and then some—to the table over the three days of our Live and Invest in Panama Virtual Conference.

I’ve put out a call to my inner circle…

And I’m pleased to report that they’ve all responded enthusiastically in the affirmative.

They are ready for action. They’re ready to help you.

With their help, we’ve put together an A+ program.

Join us online, and you’ll learn everything you need to know about residency and taxes… bank accounts and corporations
holding structures and health insurance shipping your goods and bringing your pets… employment opportunities (these are limited) and entrepreneurial options (these are not)…

Bottom line, you’ll meet everyone you’ll need to know to launch your new life in Panama.

We’re opening our personal Rolodex for this event… live and online.

At our Live and Invest in Panama Conference, we’ll introduce you to:

The #1 Legal Resource in Panama:

Roberto Guardia Attorney-at-Law

Roberto is our personal attorney, the one who’s by our side for every real estate purchase, every visa application, every bank account, every corporation, and every contract.

Roberto was born and raised in Panama. He knows Panama law, and he understands the current Panama market. He knows the players. He knows what to look for in developer sales agreements and what to demand in pre-construction contacts.

He (and his top-notch staff) know their way around the immigration office… and understand the advantages and the downsides to every one of this country’s more than a dozen visa options.

The #1 Resource for Investing in Panama:

Lief Simon Private Real Estate Investor, Consultant, And Developer

Lief Simon has lived and worked on 5 continents and traveled to more than 60 countries.

He has personally bought and sold property in 23 countries.

Lief made his first Panama purchase 20 years ago and continues shopping and buying today.

In that time, he’s covered every corner of this country. Lief knows where to buy now and how much to spend. He knows the pitfalls and the caveats and how to avoid them all. If your Panama agenda includes any real estate component, this is the man you want to speak with.

Over the days of our 2021 Live and Invest in Panama Virtual Conference… you’ll have the chance to do just that.

The #1 Resource for Insurance in Panama:

Gonzalo de la Guardia Licensed Broker, ADG Seguros

Gonzalo de la Guardia is your one-stop resource for all your Panama insurance needs. Gonzalo has been helping expats in this country shop for insurance for more than 35 years. He understands your concerns and needs, and he’s well familiar with all the options.

Health insurance may be one of your biggest concerns as you prepare to make a move overseas. Gonzalo understands that and is ready to answer all your questions.

In addition, though, he’s also the most knowledgeable and experienced source of information and advice you’re going to find in this country on title, automobile, fire, homeowners, and life insurance. Gonzalo can help you understand the costs and the product options in each case and make the most informed decision to suit your personal circumstances.

Again, you’ll have the opportunity to speak directly with Gonzalo and to have your particular insurance questions and concerns addressed.

The #1 Resource For Living and retiring in Panama:

Kathleen Peddicord Founding Publisher, Live and Invest Overseas

My name is Kathleen Peddicord.

I’ve been covering this beat, researching, writing, speaking, and presenting on the opportunities for living, retiring, and investing overseas, for more than three decades.

I have moved children, staff, enterprises, household goods, and pets from the East Coast of the United States first to Waterford, Ireland… then to Paris, France… next to Panama City, Panama… and, most recently, we’ve flipped the switch to a new stage of our lives that has us moving around the world regularly with Paris and Panama City as complementary home bases.

I have traveled to more than 75 countries, invested in real estate in 23, established businesses in 7, and renovated historic properties in 6. I’ve written seven books (including “How To Retire Overseas” and “How To Buy Real Estate Overseas” published by Penguin and Wiley, respectively).

I’ve also appeared dozens of times on television and radio (everything from Bloomberg and CNBC to Fox News and the Regis Philbin Show), detailing opportunities for living, retiring, and investing all around the world.

In other words, I know what I’m talking about…. and I am keen to help you discover your new life here in Panama.

In Addition, Over The Course Of This Virtual Conference,

 You’ll Also Meet And Hear From:

  • Representatives from our recommended local banks
  • Our preferred local shipping and logistics firm… so you can get answers to all your questions on what to do with all of your stuff (including your car and pets)…
  • Doctors and medical professionals from the top local hospitals and health care facilities…
  • Our favorite Spanish-language teachers
  • Our recommended local real estate agents (with long experience helping foreigners buy property in this country)…
  • Expat-entrepreneurs running successful businesses that are funding their Panama adventures…
  • Current expats and retirees who made the move from North America and Europe… people who have made plenty of mistakes but have also enjoyed great success here…
We can show you where and how to find your new home in Panama—and to get the best deal…

Plus, at our Live and Invest in Panama event, we’ll also introduce you to the people behind the most appealing property developments on offer in the most appealing regions of this beautiful country… from Panama City to the city beaches… from the highlands to the glorious Pacific coast… and from the country’s white sand-fringed Caribbean coast to our favorite little beach towns…

One problem with Panama is that you’re spoiled for choice. Panama City’s, especially, is a mature real estate market. How do you choose among all the options for city living?

And which beach communities make most sense for you given your personal preferences, priorities, and budget?

We’ve been scouting, researching, and performing due diligence on renting and buying for more than a dozen years.

We know who’s doing what… and who’s doing something he shouldn’t be doing.

We know who is building dream homes by the beach and who’s the subject of serial horror stories.

So, who do we want to recommend?

We understand that, when you’re in the virtual room with us, every speaker and exhibitor we introduce to you comes with our implied endorsement.

We don’t take that lightly. Our reputation is everything. We want you to be wowed by the quality of this event… so that you might think about coming to another event somewhere sometime down the road.

We’re in this for the long haul.

But the same can’t be said for all the real estate developers in this part of the world…

We’re careful, because we’ve learned we’ve got to be. That’s why, for this event, we’re inviting but a handful of developers.

These are the guys we want you to know, for theirs are the development projects worth your attention… and your investment.

“You Have Made A Lot of Dreams Come True”

“Thank you for all your hard work. You have made a lot of dreams come true. I am always telling people about you and how you started your publications years ago. In fact, I just today told my banker about how honest and smart you are, letting us know where to go. Wish I had listened to you more years ago…”

‐‐Marlene M., United States 

Where Should You Buy For Investment In Panama Today?

Panama’s is one of the fastest-moving property markets on the planet.

No, that’s not true. Panama is many property markets… and they’re all shifting so fast right now it can make your head spin.

How do you keep your wits about you… buy smart… and come out on top?

More to the point: Where do you look to buy in the first place?

Lief Simon and our other in-country Panama property experts will tell you. Join us in Panama to find out…

  • Is this the time to buy in Panama City?
  • How much should you pay for farmland? Where should you buy? And what might you best grow?
  • What’s the best investment in the country right now overall?
  • Is pre-construction still smart?
  • What about these hotel-condos?
  • Most up-and-coming region?
  • Where will the expanded international airport terminal go?
  • Where else might you front-run the infrastructure?
  • Panama’s Next Big Thing? We believe we’ve found it…
  • Best buy on undeveloped beachfront?
  • Best condo buy for 2021?

No hype, no baloney…

Have all of your property questions answered at the Live and Invest in Panama Virtual Conference…

“Experience, Knowledge, And Competence Are Top-Shelf”

“The level of experience, knowledge, and competence is top-shelf. Primarily, I appreciated the sincere and honest approach of the organizers and all the presenters, as well as the obvious desire to give participants complete, accurate, timely, and appropriate information and to answer questions thoroughly.”

‐‐Andrew F., United States

14 Reasons Panama Is One Of The
World’s Top Retirement Havens

#1: The cost of living is affordable. Outside Panama City, it remains downright cheap. You could retire to the beach in Las Tablas, for example, on the country’s Azuero Peninsula, on a budget of US$1,000 per month or even less

#2: The sun shines year-round. Panama City can be too hot and sticky for some retirees’ tastes, but, again, look beyond the capital, and you find pockets of near-perfect climates in some regions. If you prefer cool mountain temperatures to steamy sea-level ones, consider Boquete or, less discovered and therefore more affordable, Santa Fe…

#3: The retirees’ path is well-worn. This country has been attracting foreign retirees in growing numbers for more than a decade. It offers many and very user-friendly options for establishing foreign residency if you want to live here full-time, and it is home to established and welcoming communities of expats and retirees.

#4: You can get by without speaking Spanish. I don’t recommend it, but, in Panama City, you don’t have to learn to speak Spanish if you don’t want to.

#5: Health care in Panama is of an international standard, and Panama City is home to Hospital Punta Pacífica, the only hospital in Latin America affiliated with and managed by Johns Hopkins Medicine International.

#6: The cost of medical care is a bargain. Like everything, medical costs are higher in Panama City than elsewhere in the country, but, even in the capital, a doctor’s visit costs US$50 or less.

#7: Local Panama health insurance (which can be good, comprehensive coverage, all you need living in this country) can cost US$100 per month or less

#8: The infrastructure is of a high standard. This is a place where things generally work—the internet, cable TV, phone service, etc., are all as reliable as anywhere in the States. The roadways and highway systems are being constantly expanded and improved. ATMs are on every corner.

#9: The currency in Panama is the U.S. dollar, so U.S. retirees have no currency-exchange risk or confusion to worry about.

#10: Panama City is an international travel hub, very accessible from North America. The flight from Miami, for example, is about two-and-a-half hours.

#11: Panama’s pensionado program of special benefits and discounts for foreign retirees is the current Gold Standard. Retired in this country, you can save as much as 50% on everything from restaurant meals to in-country airfares, from prescription medicines to closing costs on your new beach house.

#12: This is a nature-lover’s paradise, boasting some of the world’s best surfing, snorkeling, diving, sportfishing, birding, hiking, and adventure-travel opportunities anywhere on earth.

#13: This is a safe, welcoming place to call home.

#14: Retirees you meet in Panama aren’t losing sleep over their futures. They’re embracing them.

“Sophisticated And Thoughtful”

“I have to say that you seem to dig deeper into the feel of a particular place and to do comparative analysis between alternative places. Your approach is more sophisticated and thoughtful and therefore more useful than that of other information sources covering these same subjects.”

‐‐John W., United States

If All These Folks Could Do It,
You Can Do It Too!

Who else will you meet at our Live and Invest in Panama Virtual Conference?

What is your Panama dream? Let us help you realize it…

Others just like you who’ve already made the move:

Expats already living, investing, or doing business in this country.

In fact, these introductions alone are worth the price of admission. They could be the most important benefit of the entire event.

I’m not counting myself as part of this crew. Yes, I’m an expat living, investing, and doing business in Panama… but I understand if you’d like to hear about Panama from someone other than me for a change.

These people have no agenda. They’ve agreed to participate in the event for no reason other than they’d like to help out fellow expats considering following in their footsteps. They receive nothing in return… have no ties to anyone (including me or Live and Invest Overseas)… and are hindered by no conflict of interest.

Our only request of them is that they tell it like it is. What you hear from these Panama expats won’t be all good. Maybe it won’t even be mostly good. But it will be the real deal.

“Honest, Tell-It-Like-It-Is Approach”

“I particularly appreciated your information today about the joys (?) of international rental property. What I admire is your honest, tell-it-like-it-is approach. A lot of people have been hurt by nothing but glowing reports about offshore living from various sources. Your honest, direct approach is a real service.”

‐‐Arlean K., United States

No place is perfect, and we understand that a rose-colored view does you no favors…

There’s a reason these folks (and Lief and I) are in Panama. We’re fans. But we’re not fools. We know the good, the bad, the beautiful, and the ugly of day-to-day life and of trying to do day-to-day business in this place. We’re enjoying the advantages… and we’re reconciled to the downsides.

An important part of our agenda during this event is to show you these downsides… so you can decide whether you can live with them, too.

To this end, our expat speakers will be there to tell you about life in Panama as it really is…

One expat couple is living out their vision, building their dream home on the beach and taking midday surf breaks on the daily… another “expat” has actually rediscovered his home country after moving to the States to try to attain the American Dream, which he eventually found back home, in Panama. But all stories of success come with some struggle… and your seat grants you the opportunity to avoid any mistakes they may have made along the way…

“Awesome Job!”

“This was a 10! Great event. Awesome job by the Live and Invest Overseas team!”

‐‐Edward T., United States

Access To This One-Of-A-Kind Event Is
Currently Available At The Lowest Rate Possible…

Our Live and Invest in Panama Virtual Conference has been designed to give you the firsthand, on-the-ground information that you need to make the right decision about investing and living here.

And, whatever lifestyle you’re looking for—in the mountains, the city, or at the beach—we’ll have experienced expats on hand to show you what life is really like when you live in Panama.

The price of this year’s Live and Invest in Panama Virtual Conference will be US$495 for access to all 3 days of the event.

But frankly, there’s no need to pay that much…

Today, you can save at least US$100….

This cost includes full access to the interactive workshops and presentations, all supplemental reports, guides, and seminar materials, as well as access to the chatrooms and forums where you’ll get to mingle with the experts as well as like-minded adventurers also looking to make a move to Panama.

In addition, you may be eligible for an even better discount:

  • Subscribers of Overseas Living Letter and will get a US$50 discount
  • Or, if you’re a member of Global Property AdvisorSimon Letter, Panama Letter or Overseas Retirement Circle, you can double that amount for a full US$100 discount
  • And, of course, All Access Pass members get 100% free access…

* Please note that you cannot combine any of the discounts above.

In order to receive your savings, look for the special link on the registration page that corresponds to your discount…

“More Information Than I Ever Expected”

“I just wanted to let you know how much I enjoyed the conference. Very well organized and more information than I ever expected.”

‐‐Dave D., United States

I Promise You’ll Have No Regrets…

First of all, your satisfaction is 100% guaranteed.

If you’re not happy with the event (or if you need to cancel), just let us know and I’ll send 100% of your money back to you.

But that’s not exactly what I mean with “no regrets”…

Part of our agenda at the Live and Invest in Panama Virtual Conference is to give you the full story… the pros and the cons.

Did the readers I’ve helped find their spot abroad have their down days?

Of course they did…

One past attendee told me recently that she had the mother of all meltdowns after she and her husband packed up all their boxes and were getting ready to sell their beloved Illinois home. But, the next morning she picked herself up and followed through with her move…

“The best thing about our new life now is that we have no alarm clocks. We take our time in the morning and enjoy a leisurely breakfast. I’ll do some writing in the afternoon and exercise in the evening. There is no routine—and it’s wonderful.”

You’ll never know how wonderful your life could be unless you go and see.

And what about those readers who decided Panama was not for them after all?

I’ve heard from several, and not a single one regretted the experience. In fact, many of these folks told me the only regret was not doing it sooner, when they were younger and healthier.

I urge you to give yourself the best start—sooner than later and in the best company—this January during my Live and Invest in Panama Virtual Conference.

I hope to see you log on.


Kathleen Peddicord SignatureKathleen Peddicord
Founding Publisher, Live and Invest Overseas

P.S. This is the only event of its kind to help you consider, compare, and contrast your options in Panama…

We’re going to help you develop an actionable plan so you can follow through on your move in as little as 12 months or sooner.

Most important, we’ll introduce you to our trusted contacts who can support you through every step of your journey…. both during and after the event.

This is your best shot at finding the life you want in Panama…

I urge you to take it.


More Reasons
To Join Us For This Online Event

  • To learn how to navigate Panama City like a pro… we’ll introduce you to the taxi fare zone chart… and then tell you to throw it in the trashcan. (Seriously, we know of much better options you can use.) of course, we’ll also show you how to use the bus and metro systems…
  • To learn the secret to having mail delivered in this country (Hint: You don’t rely on the Panama postal service…)
  • To learn how to live in Panama tax-free (there is a wrong way and a right way to this)
  • To understand the options for getting a job (Yes, there are some opportunities… and we’ll detail them…)
  • For a firsthand account of everything you need to know to start a business in this country. Panama is an entrepreneur’s playground. How can you cash in? Our entrepreneurial experts have real-world answers…
  • To get to know Panama as a tourist. This country is a naturalist’s dream come true and an eco-traveler’s paradise. Come, let us introduce you to Panama beyond the tax and banking advantages, beyond the real estate investment upside, beyond the economic boom and the special benefits for foreign retirees… come discover the other Panama…
  • To meet like-minded folks and other attendees in our virtual chat rooms who, just like you, are looking for a chance to live better, to retire well, and to invest safe and smart in the current climate…
  • To mingle with expats who’ve already made the leap… to hear firsthand of their adventures, their discoveries, their accomplishments, and their horror stories…

Here’s what past attendees at
this event have had to say:

“Thanks Kathleen and Lief for a fabulous conference and the exposure to investments I otherwise never would have had. The price of the conference is well worth the education and investment opportunity. I love Panama! I would do this again in a heartbeat!”

‐‐Karen M., United States

“…the conference was amazing and provided us with so much valuable information. My husband and I fell in love with the country…”

‐‐Diane T., United States

“I just wanted to write and thank you for the excellent conference. It was great to meet you all. I have been reading your information for years and your conference was absolutely great. We felt we made a lot of new friends. We talked with most of them, and they all said that your ‘no nonsense approach’ was one of the main reasons they feel they can have confidence in your programs. We certainly agree.”

‐‐Ron and Sue F., United States

“Thanks so much. It was a great conference… better than expected. I will certainly recommend these events to others and will probably attend another one myself!”

‐‐Karen K., United States

“Excellent seminar”

‐‐Clinton D., United States

“I just wanted to let you know how much I enjoyed the conference. Very well organized and more information than I ever expected.”

‐‐Dave D., United States

“I was very pleased with the conference. This saved lots of time and provided very valuable information.”

‐‐David N., United States

“There was a great deal of information in a very short period of time. Met some truly fantastic people, both presenters and attendees. We were made to feel truly special and important.

‐‐Cappy S., Panama

Reach us with questions and comments at
or by phone, toll-free from the United States, at 1-888-627-8834.