Dear Live and Invest Overseas Reader,

Clear turquoise waters lapping gently against soft white sand… palm trees rustling in the warm breeze… red and blue fishing boats bobbing on the horizon… birdsong and island tunes all around…

Perhaps that’s the picture of your ultimate retire-overseas dream… quintessential escape to lazy, languid days on warm Caribbean shores…

Or maybe your fantasy is more to do with wide-open spaces… lots of elbow room… and far-reaching vistas…

Rivers and waterfalls… adventure around every corner…

The kind of place where you could stake your own claim and make your own way… while enjoying the best of sweet, simple country living…

Beach Or Rain Forest… Surf Or Turf…

Two very different pictures of paradise…

That can be hard to choose between.

But what if you could have both?

I know a place where that’s possible… An idyllic land with miles of white-sand Caribbean beaches, both along the mainland coast and fringing the offshore cayes…

The largest of these cayes, the island of Ambergris Caye, is where you’ll find most of the expats.

The local dress code is shorts and flip-flops, the music is Jimmy Buffett and Bob Marley, and, as cars aren’t allowed, everyone drives a golf cart or rides a bicycle.

Ambergris Caye is unadulterated, unpretentious, straight-up Caribbean…

The sea, sand, and sunshine of the Bahamas, the Caymans, or the Virgin Islands… but without the price tag.

In fact, you could rent a two-bedroom apartment, right on the water, for only US$1,200 a month. Cheaper digs start as low as US$650 a month.

Not bad for a fully appointed new life on a Caribbean island, right?

Indeed, this irresistible combination of lifestyle and price tag has made Ambergris Caye home to one of the world’s most established expat communities.

San Pedro town, a former fishing village, is the center of activity, with restaurants and shops, art galleries and community organizations. You could settle in here quickly and easily, as the language (like everywhere in this country) is English.

Life on Ambergris is relaxed and friendly, carefree and sunny. Adopt this island as your home, and you’d enjoy most all services and comforts of home… without ever having to look too hard or too far for like-minded company.

I fell in love with this place long ago… from my very first visit, as a young girl.

Arriving here for the first time, stepping off the plane, and walking across the tarmac to the arrivals hall of the airport, I had a sense of leaving the rest of the world behind.

This place and her people operate according to their own rhythm…

The troubles, uncertainties, and worries that seem so all-consuming Stateside and elsewhere in the world right now fade away here.

This is a frontier… undeveloped and oozing potential.

At home in this Arcadia, you put yourself on a new path… embracing a new future of your own making.

And, while those sugar-sand beaches sure can be hard to resist… for me, they’re not the main attraction…

Paradise Times Two

No, it was the flipside of this paradise… inland… in the region known as Cayo, with its virgin rain forest and sun-drenched expanses… that captured my heart.

You won’t find many golf carts here. I suggest a horse or a 4X4 when you want to explore.

This land of waterfalls, river caves, Maya ruins, and wide-open tracts perfect for farming and easy country living is a playground for discovery.

Life is effortlessly pleasant in this corner of the world… like a throwback to 1950’s America.

Everyone knows each other… looks out for each other…

The folks you’ll meet here are maybe the best neighbors anyone could ask for.

The Farmers’ Market overflows each week with fresh, organic produce grown locally and delivered direct from the local farms to the market stalls. Natural and healthy. Talk about farm-to-table eating…

And, if you need something built, whether it’s a rocking chair or a new house, the local craftsmen will make it better and cheaper than any alternative… certainly better and cheaper than anything you’d find back home these days.

And this face of paradise is even more affordable than life out on Ambergris…

Here in Cayo, your entire monthly budget could start at US$1,400…

Rentals go for as little as US$400 a month, and entire homes (with plenty of land) start at around US$50,000.

Jimmy Buffett… Or Indiana Jones

As you’ve probably guessed by now, I’m speaking of Belize… a little country that packs a double punch when it comes to lifestyle upside.

Belize is both quintessential Caribbean… and a frontier…

Making it the perfect choice for two very different types of people.

If you had the choice, would you rather hang out with Jimmy Buffett… or Indiana Jones?

Would you prefer life in old-school Key West… or Andy’s Mayberry?

No matter your answer… no matter which of those enticing lifestyle options is your picture of paradise… Belize could well be the place for you.

I’d like to show you around so you can get to know this special country a little better… and discover if, in fact, Belize could be calling your name…

Welcome To Belize…

Since Survivor and Temptation Island put it on America’s radar, sleepy little Belize has been attracting attention for its white-sand beaches, coral reef, Maya ruins, and virgin rain forest.

Historically, it was the country’s land, water, gold, timber, and oil. These are the agendas that have been bringing people to Belize since the Maya settled in the region more than 4,000 years ago.

At one time, the forests, coastlines, and rivers of this country supported a Maya population of nearly 500,000.

That’s about 150,000 more people than live in Belize today.

Life in Belize, in the time of the Maya and still today, revolves around its rivers.

Indeed, Mother Nature rules here… and the iconic flora and fauna in modern-day Belize are not greatly changed from what was here in Maya times. Towering ceiba trees—the Maya Tree of Life—colorful toucans… even wild jaguars continue to thrive in this still very undeveloped country.

People sometimes wonder what happened to the Maya…

Don’t worry. They’re alive and well in Belize.

The Yucatec, Mopan, and K’iche’ Maya were the country’s first civilizations, and you’ll find their descendants living along this country’s coastline and in its interior jungles even now. The Maya people, their culture, and their history are a big part of what defines modern Belize.

In addition to the Maya, you’ve got the Kriol people, descended from the British and Africans who settled the country’s coast in the 17th, 18th, and 19th centuries. English is the official language of Belize, but Kriol is the lingua franca.

Belize is a melting pot, a bouillabaisse—or, as the Belizeans would say, a boil-up.

A “boil-up”?

That’s a Belizean gumbo made with yams, cassava, tomatoes, onions, sweet potatoes, fish, pig’s tail, water, salt, pepper, dough, eggs, plantains, and bananas.

An exotic mix of familiar ingredients… and that’s very Belize.

One Of The Most Stable Places On Earth

For its British colonizers, Belize was a logging outpost. They saw no need to invest in infrastructure in the colony… and didn’t. Infrastructure development has become a priority only in recent years. The power and communication grids are growing, and a new state-of-the-art sanitation facility is up and running.

Belize transitioned from crown colony to independent, sovereign nation without a revolution or even a tussle.

In fact, the country has no standing army and has never been involved in an armed conflict. This is one of the safest and most stable places on earth—both historically and today.

It’s also a land filled with the unexpected. Everywhere you look in Belize, you find charming contrast.

Belize City’s roadways are built around a system of roundabouts (thanks to those British colonizers), but shops alongside them sell rice, beans, and tortillas still ground by hand… just the way the Maya did.

A Land That Values Independence…

Everyone you meet speaks English (it’s the country’s official language), but this belies the stories of their origins. The 350,000 people populating Belize today are descendants of the Maya and of migrants from Britain, yes, as well, they’ve found their way here from the surrounding Central American countries.

These Mexicans, Guatemalans, Hondurans, and Nicaraguans have mixed with the current-day generations of Maya, the pirates who came later, the Mennonite farmers who began arriving on the scene in the 16th century, the British who ruled until 1981, and each other.

And all these seemingly disparate folks have something very important in common…

They’re all freedom-seekers.

The pirates came to ply their pirate trading out of view. The Mennonites came from Germany and the Netherlands so they could be Mennonites without anyone bothering them. The British came so they could bank in private. And the folks from the surrounding countries who’ve sought out Belize over the past few decades have made their way across this country’s borders in search of safety and opportunity.

Today, now, a new population of freedom-seekers is finding its way to these shores.

Us!

Baby boomers and others from the United States, Canada, and beyond looking to change latitudes and attitudes are targeting this beautiful little Caribbean seaside nation in ever-growing numbers.

Where Optimism Is Contagious…

Regardless where they’ve come from, the people who find their way to Belize live in the present, remain optimistic about the future, and bask in the sunshine and can-do spirit of one of the world’s quirkiest nations.

Belize is a nation of independent thinkers and doers, a country where you make your own way and where, while you’re doing it, no one is making any attempt to thwart your efforts.

And The Government
Minds Its Own Business

Including the Belizean government.

This is a poor country. The government doesn’t have enough money to get up to any real trouble. And, if they tried, the Belizeans wouldn’t allow it.

The focus here is on very local-level government—addressing the crime problems in certain neighborhoods of Belize City, for example, or trying to dissuade the Guatemalan banditos who occasionally wander over into Belize in search of a couple of good horses to steal.

Remember, this is also a tax haven, thanks to the British, a place where your financial affairs are your own.

 

The Two Tempting Faces Of 
This Paradise Called Belize…

You Could Be At Home On “La Isla Bonita”

The best-known face of Belize is its white sand-fringed island known as Ambergris Caye… the one that Madonna dubbed “La Isla Bonita.”

This little outpost in the Caribbean, just offshore from mainland Belize, is also one of the friendliest spots on Earth.

Ambergris Caye is about 26 miles long and about 1 mile wide at its widest point. You get there from the mainland by puddle jumper (that is, little airplane) or water taxi.

The heart of Ambergris Caye, San Pedro, is a quirky, comfortable little beachside town with open-air bars and restaurants, art galleries, wine shops, bakeries—businesses, services, and amenities that have developed over the past 10 years, specifically as a result of the big North American presence.

Really, San Pedro is three long blocks: Front Street (along the beach), Middle Street (between the other two), and Back Street (along the lagoon).

Simple and easy, like everything on this fun little Caribbean escape that has been ranked the number-one island in the world by TripAdvisor more than once.

Ambergris Caye appeals to the retiree who wants the Caribbean and who appreciates that this classically Caribbean spot is also affordable.

But maybe the biggest appeal of this little island is the community that has taken hold here. About 15,000 people live on Ambergris full-time, including about 3,000 expats.

Among those 3,000 are Caroline and Ed, a couple of retirees who, back in 2011, purchased a condo in San Pedro. In 2013, when their condo was finished, the couple moved from their home in Michigan to live on Ambergris full-time.

You might figure that Caroline and Ed made the move because of the weather. That they came to Ambergris to escape the cold back in Michigan.

That’s why many seek out these balmy shores.

But that wasn’t the case in this case.

What persuaded Caroline and her husband to leave Michigan and start over on Ambergris was the experience they had on their first visit to the island.

“We came for a vacation with no thought of anything beyond that,” Caroline explains. “But during that brief visit, we were won over completely by the people we met.

“We chatted with the locals and were invited to participate in local events and even to attend services at a local church. The sense of community we found on Ambergris was unlike anything we’d known in Michigan, where we grew up.”

It was this openness and hospitality that convinced them Ambergris was the place they’d most like to call home.

Today they couldn’t be happier. Caroline knows everyone and everything that goes on on Ambergris. She’s a great lady to have around, a great friend. And she’s a great example of the kind of person you meet on this island.

Your Whole Life’s A Day At The Beach

What do Carline and Ed and all the other expats living on Ambergris do with themselves?

They play in the water. This is the Caribbean, after all, and the diving is phenomenal, some of the best in the world. The barrier reef that lies offshore from mainland Belize parallels Ambergris about a quarter-mile out, creating hundreds of great dive sites.

If you’re not a diver, try the snorkeling.

If you’re not interested in getting wet, take a tour of Belize’s famous Blue Hole from above; TropicAir offers two-hour aerial tours.

Or take a boat out for some fishing.

Again, it’s among the best in the world.

If you prefer to stay on land, you’ll still have plenty to do. The big year-round expat community means lots of pot-luck lunches and dinners, happy hours, wine tastings, live music in the bars, even regular horseshoe tournaments.

A boardwalk has opened on the back side of the island with a movie theater and new restaurants—Thai, Italian, French, and, of course, great seafood choices.

About 15 minutes from Ambergris by water taxi is Caye Chapel, a smaller island that is dedicated entirely to golf. You can take the water taxi over in the morning, golf for the day, and then return to your home on Ambergris Caye in time for cocktails at sunset.

The island life isn’t for everyone, but if it’s what you think you’re after, I strongly recommend you give Ambergris a good look. You’ll be most welcome…

Or You Could Settle In Among
The World’s Best Neighbors…
With Wide-Open Spaces All Around

Of course, island living isn’t for everyone…

Maybe, rather than Caribbean shores, you long for wide-open spaces… a simple, sweet life in the country.

This was Tony Lauria’s dream.

“In my previous life in the States,” Tony says, “I worked for a big international company as a trainer, instructor, and later in corporate sales.

“I’m a New Yorker born and bred… but I’ve dreamed my whole life of country living.

“For me, the best part of retirement was the chance to put my frenzied New York City lifestyle behind me.”

And that’s just what Tony has done.

Tony has found a place where the living is uncomplicated… back-to-basics… and super affordable.

“I was able to buy an adorable little turn-key cottage here for US$69,000… fully furnished, fully outfitted,” Tony explains.

“My life here is great…

“I ride my bicycle every day… I tend my gardens… I walk to the grocery store… once or twice a week I go into town…

“And every morning,” Tony adds with a big smile, “you’ll find me on my front porch.

“I start each day on my porch drinking my coffee and watching the sunrise…

“The sun comes up each morning right… there…” Tony says pointing from his porch to the horizon just ahead.

“This is a dream come true for me,” he continues. “This cottage… this community I’ve joined… the new friends I’ve made… the new neighbors I’ve found… it all means a lot to me… I mean really a lot…”

Give Belize A Chance, And She’ll Make
All Your Dreams Come True… 
Even The Ones You Didn’t Know You Had

Like Tony, Cathy and David Thayer are living the retirement of their dreams in Cayo, Belize.

But, as Cathy explains, she didn’t take to the notion right away.

“When my husband David first got this idea of moving to another country into his head, I humored him. He’d start talking about moving to a new country, and I’d listen. To his face I’d say, ‘Ah, that’s interesting, dear.’

“To everyone else I was saying, ‘No way!’

“I’m pretty high-maintenance, I admit it,” Cathy continues.

“And I hadn’t traveled anywhere other than Paris in my life until David signed us up together, without telling me, to attend a Live and Invest in Belize Conference about six years ago. I didn’t know anything about Belize at the time, but I knew one thing. Central America is nothing like Paris.

“But I agreed to come along to the conference, and I have to admit that I found I liked two things about Belize right away.

“First, I could communicate with everyone, because English is the language here.

“Second, it was warm.

“At first I thought I wanted ocean. But after two days on Ambergris Caye, I knew the beach life wasn’t for me.

“Then we went to Cayo, which I had been resisting.

“I’m not a jungle girl. When I think of jungle, I think of snakes and bugs the size of your head. But I told David I’d go see Cayo with him… even though Cayo is jungle… if he agreed that, if we didn’t find a place to live that I was happy with within three weeks, he’d finally give up on the idea.

“So all I had to do was survive the jungle in Cayo for three weeks. Then I could tell David I hadn’t seen any place I’d have any interest in living… and this whole thing would be over.

“Our last day in Cayo before our return flight to the States, we walked into a house available for rent, and I said, ‘Take this. Rent this. I can see myself living here.’

“We’ve been living in Cayo ever since. It’s now more than six years.

“One of my favorite things about being in Belize is the other expats. We’re all a little quirky. We’re all different, a little off in our own ways, but we have one big, important thing in common. We all left home, left the States, to come somewhere completely new.

“It’s no small thing. It’s a pretty amazing and cool thing. And it definitely creates a bond.

“Back In The States, I Had No Idea
How Much I Was Missing Out On”

“Back in the States, we lived in Idaho. We had a fine life but a small life. I had my work, my home. I had Target. I shopped for entertainment. I was happy, but I had no idea how much I was missing out on.

“Making this move has opened up the whole world to me. Now I see how small and fearful my perfectly fine life really was. I was afraid of moving outside my comfort zone, but I didn’t even realize it.

“I made this move for my husband, but I think I’m the one who has really benefited.

“Living as an expat these past five years I’ve learned that the most important thing in life is to remain open. And to be willing to change your mind.

“Our children didn’t get it at first. All our kids came around after visiting and seeing our life here in Belize… all except our oldest daughter. Finally, though, she understood, too.

“David sends our family an e-letter update each week, telling them what we’ve done that week.

“Finally, in response to one of these e-letters, our daughter wrote to say, ‘I’m so happy for you guys, for what you’ve found for yourselves. I hope that sometime in the not-too-distant future I can find something as great for my own life…’

“What more wonderful thing could a daughter write to her parents?

“I came to Belize with the idea that I would suffer through a year for my husband. It was his dream, so I agreed to give it a try. Now it’s my dream come true… a dream I didn’t even know I had.

“Our time in Belize has taught me that I can do anything I want.

“When we made the move, I didn’t feel that way. When I agreed we’d leave the States, I felt my life was over. I was quitting a job that I loved to sit at home.

“But Belize has changed everything. I’ve made new friends who are just as close to me as family. Belize has given me a second chance… a whole new life.

“We have no intentions of returning to the States. We love it here.”

Become A Resident Just By Showing Up—

No Minimum Income Or
Investment Required

Life in Belize—at the beach on the Caribbean Sea or inland in one of the world’s last remaining spots where it’s possible to leave the troubles of our world behind—can be irresistible.

If you find what Belize has to offer so tempting that you want to stick around to enjoy it indefinitely, no worries.

Belize offers two options for establishing residency… one of them the easiest I know anywhere.

Want to live or retire in Belize? Just buy a ticket and show up.

Enter the country as a tourist… then renew your tourist visa every 30 days. At the end of a year of renewals, you’re eligible for permanent residency.

It’s really that simple. No elaborate paperwork and processing. No minimum income requirement. No investment required.

Or Become A QRP And

Import Your Stuff Duty-Free

Belize offers a second option for establishing residency that comes with a nice perk.

Become a Qualified Retired Person (QRP), and you can import all of your household goods into the country within 12 months of receiving QRP status duty-free… and bring a car into the country every three years, again tax-free.

To qualify for QRP status, you must be 45 years of age or older and show a monthly income of at least US$2,000. You must also spend 30 days per year in Belize. Hardly a hardship.

If you’re planning to move to Belize with your household goods, then becoming a QRP can save you a considerable amount… even thousands of dollars, depending on what you’d like to bring with you.

“So What’s The Catch?”

I can almost hear you thinking…

OK, Kathleen, this all sounds great… maybe even too good to be true.

There must be a catch, right?

Here at Live and Invest Overseas, we pride ourselves on our “warts-and-all” approach to our destination findings…

Honestly, though, there’s not a lot to complain about in Belize… and one of the first things you’ll learn about this country is that it’s not a land for complainers.

Belizeans take a cue from Jack Sparrow.

“The problem isn’t the problem,” Jack understood.

“The problem,” as Jack put it, “is your attitude to the problem.”

These words are good advice for anyone thinking about spending time in Belize.

Because, while life in this little country can be idyllic… it can also be frustrating. This is the developing world, after all.

Taxi you called for never showed up? Drink you ordered before dinner arrived after you’d already finished eating your meal? Electricity out? Internet slow? Roads bumpy?

Those things aren’t the problem. The problem is your attitude toward those things… or at least that can be the problem.

If you want to spend time in Belize… certainly if you’re thinking about moving to Belize, you’ve got to shift your perspective. This country has only been a country since 1981. It’s still figuring things out.

Belizeans are respectful, polite, and pleasant. They are also peculiar. If something isn’t working… if there’s some disagreement, some problem or conflict, they just go home. Belizeans don’t argue or fight. They just move on.

They Speak English Here… With A Twist

Belizeans speak English… but do they understand it?

English is the primary language in Belize, but that doesn’t mean you and Belizeans communicate in the same way. Yes, they speak English. But you’ll learn to keep your communications with them simple and specific.

Belizeans answer the question they think you’ve asked and nothing more. They think and respond literally. At times, as a result, you may think they are misleading you. But they’re not. They’re giving you the response they believe you’re looking for.

At a recent Live and Invest in Belize Conference in Belize City, Amma, one of our expat speakers, picked up the microphone before her presentation and turned to the Belizean IT specialist at the back of the room to ask if the it was working.

“Yes,” he responded, “the microphone is working.” Then he left the room.

Amma tried to use the microphone but no luck. It was dead.

“In fact, this microphone is not working,” Amma said when the IT representative returned to the room. “There must be a problem?’

“Right,” our Belizean IT friend said. “The microphone is working, but it needs new batteries.”

“My fault,” Amma replied. “I didn’t ask about the batteries…”

How To Know If Belize

Is The Right Place For You

Moving abroad to any country comes with its own set of challenges.

Living overseas is an idea that has enormous, life-changing upside…

But, like anything of worth, it requires a little work.

To start, you need to do your homework.

You also need to understand the legal aspect of all things, and I’d strongly suggest you get the hard-won insights of the expats and retirees who have come before you…

These are the folks that were just like you once.

They discovered Belize, did their homework (or did not), and took the leap…

Some of them did it the easy way… while the less prepared took a longer and maybe much bumpier path. You want to hear from both of these types of people.

The trouble is that it’s hard to find good help.

Try your hand at Google or TripAdvisor, and you’ll get a hodgepodge of conflicting information—or, arguably worse, facts and figures that don’t help anyone outside a social studies class…

I’ve been on this beat for more than 35 years. I’ve seen the best the world has to offer… and some of the worst.

I’ve debunked the over-hyped locales, and I’ve been surprised by others—like Belize.

I’ve made friends, I’ve hired lawyers… sold property, bought property… I’ve even run businesses in some of the places I talk about.

Here’s my point: I know a lot about this idea of living and investing overseas.

More important, though, my support network rivals anyone in the world.

The experts, professionals, and friends in this network all know what they’re talking about—which is rarer than you might think.

But I’m getting ahead of myself…

I should probably take a minute to introduce myself more properly.

Yes, You Read That Right…

Here’s What’s In Your FREE Copy Of My New 2023 Live and Invest In Belize Manual

I’ve been spending time in Belize for more than 30 years.

I knew after the first visit that this was a special place… a place that I wanted to spend as much time as a busy life like mine could handle.

Eventually, Lief and I got serious about staking a little claim in this part of the world… and we went property hunting…

We searched up and down the entire country and considered options both on Ambergris Caye and inland in Cayo.

Condos with a view of the Caribbean Sea… and little farmhouses surrounded by orange-tree orchards…

We even looked at big tracts of land where we could build a private family escape. Indeed, that’s still something we think about.

Meantime, we settled on tiny and turn-key. We bought a charming little cottage in a self-sufficient community just 20 minutes from San Ignacio town. For us, right now, this was the best option—zero hassle, full support, and a built-in community.

But here’s why all of that matters to you:

Over all these years we’ve been spending time in Belize, we’ve met a lot of people.

We’ve gotten to know dozens of resident expats and many local Belizeans, too.

We’ve been able to create a full rolodex of trusted contacts and experts…

It’s thanks to all these experts, expats, and local friends we’ve made along the way that we’ve been able to create our latest resource: the 2023 Live and Invest in Belize Manual.

This is a source of insights and intel that you can’t get anywhere else.

Our experts…

• Take you on a virtual tour of the very best places to live in Belize as a foreigner…
• Get you up to speed on Belize with quick, with easy-to-digest lessons on the country’s history, geography, economy, and climate…
• Show you everything you need to know about both of our #1 destinations for living in Belize—Ambergris Caye and Cayo—as well as three other regions of this country that have an awful lot to offer the would-be expat, retiree, and investor…
• Look at options for making money in Belize. We discuss your best opportunities for finding a job locally or working for yourself…
• Share their insider take on the local property market, showcasing sample home listings as well as top tips for how to find the right property for you…
• Give you all the facts you need to know to do with everything from tax rates and import fees to the residency process and how to close on the purchase of your new home…
• Are you a retiree? We’ve included a special chapter for seniors. Where is the best places for those enjoying their golden years? And what special tax incentives and visas await you? We reveal it all for you in our New 2023 Live and Invest In Belize Manual…

Of course, we’re all about action. And so, in addition to all of the information, we’ll arm you with the contact information of our top experts in Belize. They’re all standing by to help you…

You’ll find all of this in the 2023 Live and Invest in Belize Manual…

It’s yours—at no charge—simply for trying my entirely unique retirement-intelligence service called Overseas Living Letter.

No Sugar-Coating. Just The Facts.
Delivered With A Lifetime Of Perspective…

Overseas Living Letter is not a glossy magazine.

It’s an intelligence service.

A detailed, down-and-dirty, tell-it-like-it-is, get-there-first report from the real world about the best communities for good-value living and investing all over the planet.

I don’t sugar-coat any place. That sort of “it’s the perfect paradise” language doesn’t do you any favors if you’re seriously thinking about moving and investing overseas.

I know that. And so do you.

No place is perfect. And in Overseas Living Letter I won’t tell you it is.

But I will give you an honest, measured assessment of each destination we feature. And tell you not only what it has to recommend it. But what the drawbacks and potential pitfalls are, too.

I’ve been in this business for a long time. I know the questions to ask. I know the risks you’ll want to avoid.

And I’ll get them all on your radar screen.

That way you can decide for yourself whether a place is worth investigating firsthand… or not.

 

After all, what’s important to you isn’t necessarily what’s important to the next gal or guy. Everybody’s situation is different…

Take me, for instance.

I’m still relatively young and in good health. The accessibility and quality of critical medical care isn’t my top priority when I consider places where I could live well and maybe chase a little bit of adventure.

Belize, for instance, is a place where you can easily enjoy those two things…

But if my health ever becomes an issue, I’d have to scratch Belize off my list—it’s one of the best places in the world to hang your hat, but it’s not where you’d want to have heart surgery.

Maybe health is, in fact, an issue for you. You’d want to live where you can find medical care that is nearby, sophisticated, and affordable…

Or maybe what you really dream about is being able to walk barefoot every day on the soft sand of a palm-lined beach…

Yet you still want to be an easy hop from home so you can get back for your grandchildren’s birthdays.

Perhaps you’d prefer a place where there’s spring-like weather year-round, a small and friendly community, and ample opportunity for you to put your life experience and your interests to good use locally…

 

The Best News Is:
Your Paradise Is Out There.

It’s Just A Matter Of Finding
The Right Fit…

Your good-value escape exists. With Overseas Living Letter I’ll help you find it. Quickly and easily. It’ll save you time, trouble, and money, too.

We’re going to start your search in Belize…

Your 2023 Live and Invest in Belize Manual—along with some other goodies I’ll throw in—will help you determine whether or not Belize and any of its regions within could be right for you.

If it is, then you’re well on your way…

And the best part of Overseas Living Letter is that we cover more than just destinations—both within Belize and across the globe…

We also cover the nuts and bolts of making the move, traveling smartly, finding friends, earning cash flow, and much, much more…

We even have a free mailbag service, in which we answer all of our readers’ questions.

Now, if Belize ends up not being for you, don’t worry—it’s a big, beautiful world…

With Overseas Living Letter, I and my seasoned team of experts and expats will do all the important legwork for you to find your right place, such as:

An analysis of the cost of living and a sample monthly budgets (as well as tips on the best places to shop)…

What to expect from the local property market, including sample property listings for sale and rent…

How the local infrastructure measures up…

What it’s really like to be an expat in town (and where you can find expat friends)…

How well you can get by in English (and the best places to learn the local language if you need to)…

The standard and cost of local health care…

How to qualify for residency (and the route to citizenship)…

How to open a local account and go about your day-to-day banking…

How to find reliable household help (and how much you should expect to pay)…

Local culture, leisure, and social clubs and activities (remember, you’re going to have more time to spend on the things you love)…

And lots more…

Every month, you’ll get an honest and comprehensive assessment about a place worth retiring to today (or maybe investing in now and living in 10 years from now)—including both the pros and cons.

You’ll get proven recommendations for everything from health insurance to mortgages to keeping in touch from afar.

And timely ideas about ways you can protect and grow your nest egg overseas.

Hear From Expats And Retirees Who Have
Found Their Own Perfect Havens Abroad…

Every month, I’ll also bring you stories in Overseas Living Letter directly from folks who have already done what you’re thinking about doing…

People who have traded an uncertain quality of life at home for a new, more affordable adventure overseas.

People like Alyson and Dave Sheldrake, for instance…

 

About 12 Million Americans And Canadians Already Live Overseas…

You Could, Too

 

I include stories like Alyson and Dave’s in Overseas Living Letter for two reasons:

It’s important to remember that real people—school teachers, dentists, accountants, attorneys, consultants, office managers, doctors, sales reps, small business owners—are already doing what you’re thinking about. And doing it successfully.

Because I promise you: You’ll have family and friends who think you’ve lost your marbles. I know mine did!

The truth is that 700,000 retired Americans are getting their Social Security delivered at an address abroad…

And the real number of North Americans living well and enjoying life overseas—at least part of the year—has been figured to be over 12 million.

So I like stories like Alyson and Dave’s because they can open your eyes to possibilities you might never have even thought about before.

And the world is full of inspiring, life-improving, money-saving, and money-making possibilities. In Overseas Living Letter, I’ll bring them to you.

There’s nothing more welcome when you’re starting out in a new place than a little “been there, done that” advice. And that’s exactly what Overseas Living Letter delivers each month.

It plugs you into my vast network of contacts—both the “experts” and the “regular folks”—in the best-value destinations all over the world.

It’s invaluable to hear these personal stories of people changing their lives for the better in a new place. Many of them have found creative ways of making money, too…

And we’ll share all of their secrets with you.

Join Us At Overseas Living Letter Now And

Get 4 E-Books And Recordings
Absolutely FREE

 

You know, if you paid a financial advisor US$1 a day (US$365 over the course of a year) to get the kind of up-to-the-minute, on-the-ground advice and insider guidance you’ll find in Overseas Living Letter, that investment would be worth every penny… and then some.

I mean, just think about it: US$365 for somebody to show you where to go and how to structure your life so that you could have things like a home on a palm-lined beach with a full-time maid and cook, a gardener… enough leftover income to dine out and go to the movies… plenty on hand to spend on travel and extras.

And the whole lifestyle yours—free-and-clear—on less than $20,000 a year…

But you don’t have to pay anywhere near US$365 to receive a whole year’s worth of exactly that kind of life-changing intelligence.

Because right now you can get it in 12 monthly issues of Overseas Living Letter—for just US$36 today (regular rate US$72). You save US$36 with this special offer. And I’ll also send you at no charge…

You Take Absolutely No Risk

Your Investment Is Guaranteed 3 Ways…

You risk nothing when you agree to take a look at Overseas Living Letter today. Here’s why…

Guarantee No. 1: This retirement-intelligence service is guaranteed to be the most straight-shooting, tell-it-like-it-is, get-there-first report available about the best-value communities on the planet. Sugar-coated Paradise-pushing doesn’t do you any favors. So I don’t do it. No place is perfect. And I won’t tell you it is. But I’ve been at this for more than 30 years. And I will give you an honest, measured, educated assessment of each destination we feature. So you can decide if it’s right for you.

Guarantee No. 2: I’ll bring to you a splendid array of options all around the world. Beachfront retreats… cool-weather mountain hideaways… charming European enclaves… laid-back rural havens… vineyard escapes… and more. But if you don’t feel Overseas Living Letter delivers the kind of make-your-nest-egg-last-forever opportunities you’re looking for, you can cancel at any time… and I’ll promptly reimburse you for any issues remaining in your subscription. No questions asked.

Guarantee No. 3: Should you decide the opportunities you learn about in Overseas Living Letter aren’t for you, all the special reports are yours to keep. My way of saying thank you for giving my flagship publication a try.

That’s how certain I am that you’ll love it…

You can’t lose. And all the risk is mine.

Why Wait?

With so much going on, the world right now can seem like a scary place.

Lots of folks with retirement on the horizon are feeling paralyzed.

Maybe you are, too. It’s understandable…

You’re likely to spend way more on health care than you could have ever imagined. And, in today’s economy, earn far less on your investments than you probably hoped for.

So what do you do? Lots of people will simply sit and hope for the best.

But you have way more control of your future than you may think. Simply look beyond your borders. I’ll show you where.

Because you’ll find in the world’s best-value locales the promise of good, healthy living… a quality of life twice as good as what you’re used to, for half the price…

and days filled with excitement, interest, and adventure…

If you’re ready to join this new “Retirement Revolution” and ensure you never outlive your nest egg… I’d like to show you how in my Overseas Living Letter.

Go here now to get your deep discount and e-Books, including the 2023 Live and Invest in Belize Manual, free.

Sincerely,
Kathleen Peddicord
Founding Publisher, Overseas Living Letter