All-New 2023 Insider’s Manual Reveals:
The World’s #1 Place To Live Overseas
Find out how to claim it for FREE below…
Dear Live and Invest Overseas Reader,
You’ve never slept better.
No need to turn on the news as you roll out of bed…
You have better things to do. And, besides, the world’s problems can’t touch you here in the world’s best place to live.
After a quick stretch, you throw on a pair of shorts and a T-shirt, grab your sunglasses, and head out your back door for a look over the water.
As you close the door, you can hear the old town behind you beginning to bustle to life…
A local fisherman is announcing the early morning’s catch, and you can hear the soft chimes of bicycle bells as the morning commute begins.
You close your eyes for just a second to focus on the scent of the salty air, the fresh bread, and the orange blossoms…
The roar of the ocean gets louder as you approach the cliff, and the din from the town melts away.
The sea breeze is a little stronger in the morning, but it’s invigorating.
Reaching your favorite spot, your gaze captures the entire scene…
Glittering blue water flows gently onto a slice of pristine beach directly below you. To your left and right, almost impossibly, the same water crashes against the painted rocks in frothy white torrents.
The sandstone here has been battered this same way for a very, very long time—with its weird shapes, arches, and hidden coves, it looks almost alien.
Indeed, this is more than some postcard beach…
This is unique. Special. Better.
Welcome to Portugal…
Home to Europe’s best beaches, 1,115 miles of coastline, and 300 days a year of sunny skies.
However, to think of this special place as merely a beach getaway is a mistake…
Portugal’s borders date back to 1139 B.C., officially making it the oldest country in the Old World.
To state the obvious, that’s thousands of years—more history has happened here than most places in the world.
The upside of all of this history is that you’ll never run out of ancient places to discover…
The entire country is a cross between a national park, a museum, and a coastal resort—all with the constant, ever-present charm of the Old World.
Sure, if you wanted, you could spend all of your time relaxing and enjoying the beach…
But there’s so much more than summer fun to be had here…
In the mornings, you could explore the caves and coves of the world’s most fascinating coast…
Hike the Roman walls and medieval castles around noon…
Or ride a rickety tram up narrow cobblestone streets to get to the Castelo de São Jorge overlooking the ancient city of Lisbon…
And, to cap it all off, you could enjoy dinner at a vineyard where the local chef has put together a tasting menu.
It sounds like a vacation—and for many it is—but, at these prices, you can afford to make it a holiday that never has to end.
In fact, I bet it’s cheaper to live here than it is where you are now.
To live a very comfortable life here—frequent dinners out, cocktail hours, shopping, household help, a home near the water, etc.—you could get by on around €1,786 (about US$2,000).
But the great thing about Portugal is that you could go much cheaper if you wanted…
Forgo the frills, and you could live well on just €1,222 (less than US$1,300):
A Simple Life By The Coast In The Algarve
Despite being near the ocean, the cost of living in Portugal is, on average, 30% lower than in any other country in Europe.
The southern region of Algarve in the country is our #1 choice for living overseas—it also happens to be incredibly affordable…
Here on the Portuguese coast, Allen and Linda can live the retirement they’ve always wanted and then some.
Former teachers, they had never led expensive lives, and they weren’t ready to start in retirement.
But what they weren’t prepared for was how cheap Portugal actually was…
For about US$1,600 a month, they’re living in a villa close to the beach with a charming town.
Fresh fish is always available, WiFi is fast and everywhere, the people are friendly and most important for them… it’s safe.
In fact, Portugal is one of the most peaceful nations on Earth…
Portugal came in as the #4 safest country in the world in the 2021 Global Peace Index.
And, if you’re wondering, the #1, #2, and #3 places are Iceland, New Zealand, and Denmark. All are beautiful and worthwhile places, but none of those countries are easy for residency… especially if you’re retired.
Portugal boasts beaches, a can’t-beat location, and, of course, a welcoming list of tax incentives and easy-to-get visas for foreigners…
In other words, Portugal rolls out the welcome mat.
And it’s all neatly wrapped up with the peace of mind of living in the world’s 4th safest place to live.
It’s sort of amazing, right?
But it gets better, though…
The Portuguese are extremely welcoming to expats.
If you get lost, they’ll point you in the right direction.
If you are about to spend €6 on a glass of wine, they’ll tell you where to get it for half the price.
And the language? They know it’s tough for outsiders, so the government made it a rule that every child must take English classes for nine years.
As Allen says, “During our working years, Linda and I never lived as well as we do now. It’s like we’ve earned this.
“We finally got to live like we always hoped, but could never achieve.”
“Where’s The Best Place
To Live In The World?”
After more than 35 years on this beat, there’s still only one question I get asked just about every day:
Where is the best place in the world to live?
For decades, my response was the same…
“I have no idea,” I’d explain…
“Because,” I’d continue, “there’s no such thing as a one-size-fits-all overseas haven… no one place that’s ideal for everyone.”
“Only YOU can identify the destination that’s best for you,” I’d say to everyone who asked.
Then, several years ago, I traveled to a corner of the world where I’d never been before…
To a place I’d somehow overlooked in decades of travel… even though I’d been just next door many times…
Portugal.
It was a revelation…
It has the best of Mother Nature’s beauty.
It’s affordable… welcoming… friendly… and incredibly safe.
Portugal serves up 3,300 hours of sunshine annually and a mild climate year-round.
It boasts some of the world’s best beaches and best golf courses…
You can indulge in any interest you could imagine… from boating, diving, and hiking to regular nights out at the theater and museum and gallery afternoons…
The infrastructure is top-notch. The health care is world-class… and a fraction of the cost of care in North America.
Become a resident, and you can pay as low as US$55 a month for health insurance (no kidding).
One 50s-something couple we know here pays US$150 each a month—the policy boasts zero deductible and full medical, vision, and dental coverage.
Residency is easy and cheap as well… for anyone of any age
English is widely spoken. You would not have to learn a new language if you didn’t want to.
Portugal is technically a tax haven… legal residents, retirees, and entrepreneurs enjoy exclusive tax incentives.
And property can be an absolute bargain, both to buy and to rent.
What’s that all mean?
It means I’ve finally found a one-size-fits-all overseas haven…
A place that’s ideal for everyone: Portugal.
“So What’s The Catch?”
Live and Invest Overseas is famous for our “warts-and-all” approach to our destination findings…
But, here in Portugal, there honestly isn’t much to complain about.
- If you’re a North American, getting here usually requires flying on a plane, of course… but, if you’re not one for flying, passage on a ship takes as little as a week’s time…
- If you’re coming here to work as a local, don’t expect to be paid much (albeit, this helps keep the cost of living very low)…
- Winters in some places are colder than you might expect for such a sunny place…
- Cars are expensive to maintain, and the price of electronics and other consumer goods will be more expensive than the States…
- Have you tried learning Spanish before? As someone who has tried to learn both, I’d say Portuguese is twice as hard to learn… the good news is that the locals understand this, so almost everyone you’ll ever meet speaks English as well…
That means even North American (and British, etc.) movies and TV shows are broadcast in their original English.
What else?
Well, moving abroad to any country comes with its own set of challenges.
Living overseas is an idea that has enormous, life-changing upside…
But like anything of worth, it requires a little work.
To start, you need to do your homework.
You also need to understand the legal aspect of all things, and I’d strongly suggest you get the hard-won insights of the expats and retirees who have come before you…
These are the folks that were just like you once.
They discovered Portugal, did their homework (or did not), and took the leap…
Some of them did it the easy way… while the less prepared took a longer and maybe much bumpier path. You want to hear from both of these types of people.
The trouble is that it’s hard to find good help.
Try your hand at Google or TripAdvisor, and you’ll get a hodgepodge of conflicting information—or, arguably worse, facts and figures that don’t help anyone outside a social studies class…
I’ve been on this beat for more than 35 years. I’ve seen the best the world has to offer… and some of the worst.
I’ve debunked the over-hyped locales, and I’ve been surprised by others—like Portugal.
I’ve made friends, I’ve hired lawyers… sold property, bought property… I’ve even run businesses in some of the places I talk about.
Here’s my point: I know a lot about this idea of living and investing overseas. More important, though, my support network rivals anyone in the world.
The experts, professionals, and friends in this network all know what they’re talking about—which is rarer than you might think.
But I’m getting ahead of myself…
I should probably take a minute to introduce myself more properly.
Yes! You Read That Right…
Here’s What’s In Your FREE Copy Of My New
2023 Live and Invest In Portugal Manual
I’ve been spending time in Portugal since 2015.
I knew after the first visit that this was a special place… a place that I wanted to spend as much time as a busy life like mine could handle
So my husband and I went house hunting…
We searched up and down the entire country—a little farmhouse surrounded by an orange-tree orchard… an old villa overlooking a magnificent sandstone-cliff coast… an ancient village cottage with an arched, medieval passageway in Lisbon…
Until, at last, we found a charming apartment to buy in Porto.
It was a block from a plaza square, with a cute little balcony that boasted an ocean view. Best of all, it only cost €99,500 (about US$105,000).
We ended up renovating that apartment and, eventually, we rented it out for cash flow when we weren’t there ourselves.
Ultimately, we had to sell…
The property had increased in value significantly, and my husband, ever the property investor, couldn’t pass up the chance to more than double his investment. We were able to sell quickly for capital gains of 125%.
My search for a new pied-à-terre here continues to this day…
But here’s why all of that matters to you:
Over those four years in Portugal, we met a lot of people.
Some were social calls from new friends and readers, while others were to help us when we were searching for a place to live…
And to help us when we made the purchase… made renovations… and then shopped for home goods.
We gained insights and met even more people when we moved to rent it out. Same with the entire process of selling.
It’s with the help of all of these experts, plus expats and local friends we made along the way, that helped us create our latest resource: the Live and Invest in Portugal Manual.
This is a source of insights and intel that you can’t get anywhere else:
-
Our experts will take you on a virtual tour of the very best places to live in Portugal as a foreigner…
- Get up to speed on Portugal with quick, easy-to-digest lessons on the country’s history, geography, economy, and climate…
- Learn about our #1 destination for living in Portugal—even if you decide on another town (or country) this is a place that everyone needs to visit at least once…
- How can you make money here? We’ll discuss your best options for finding a job locally or working for yourself…
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Get our take on the local property market—we’ll showcase sample home listings and show you how to find the right property…
- Better yet, we’ll give you all of the facts you need to know, including tax rates, fees, and the entire buying process (step-by-step)…
- To live here full-time, you’re going to need legal residency. We’ll hold your hand as we show you steps to getting a visa, including your different options and all of the documents you’ll need…
- You’ll also learn about Portugal’s Golden Visa… a special residency option that gives you automatic residency in exchange for a property purchase, with tax incentives to boot…
- Health care in Portugal is of world-class quality. For legal residents, it’s also free. We’ll show you everything you need to know about getting medical and dental care here, and we’ll reveal how to get into the system to enjoy free health care…
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Are you a retiree? We’ve included a special chapter for seniors. Where is the best places for those living through their golden years? And what special tax incentives and visas await you? We’ll reveal it all to you in the Live and Invest in Portugal Manual…
- Finally, we’re all about action. And so, in addition to all of the information, we’ll arm you with the contact information of our top experts in Portugal. They’re all standing by to help you…
You’ll find all of this in the 2023 Live and Invest in Portugal Manual…
It’s yours—at no charge—simply for trying my entirely unique real time service called Portugal Letter.
No Sugar-Coating. Just The Facts.
Delivered With A Lifetime Of Perspective…
Portugal Letter is not a glossy magazine.
It’s an intelligence service.
A detailed, down-and-dirty, tell-it-like-it-is, get-there-first report from the real world about the best communities for good-value living and investing throughout Portugal
We don’t sugar-coat any place. That sort of “it’s the perfect paradise” language doesn’t do you any favors if you’re seriously thinking about moving and investing to a new place.
I know that. And so do you.
No place is perfect. And in Portugal Letter we won’t tell you it is.
But we will give you an honest, measured assessment of each destination we feature…
We’ll tell you not only what a place has to recommend it but what the drawbacks and potential pitfalls are, too.
I’ve been in this business for a long time. I know the questions to ask. I know the risks you’ll want to avoid.
And I’ll get them all on your radar screen.
That way you can decide for yourself whether a place is worth investigating firsthand… or not.
“Sophisticated And Thoughtful…
And Therefore More Useful”
“I have to say that you seem to dig deeper into the feel of a particular place and to do comparative analysis between alternative places. Your approach is more sophisticated and thoughtful and therefore more useful than that of other e-letters I’ve read covering these same subjects.”
—John W., United States
After all, what’s important to you isn’t necessarily what’s important to the next gal or guy. Everybody’s situation is different…
Take me, for instance.
When we at Live and Invest Overseas talk about Portugal, it’s hard not to mention its gorgeous beaches along the Atlantic coast…
Now, usually, the best beaches are in the ever-sunny Algarve region—it’s no surprise that this part of the country once won our award for #1 Place To Retire Overseas for seven straight years.
But me personally? I’m in love with history…
Which means I’m a city girl when in Europe.
And, yes, the entire country is chock full historic ruins and relics… and, yes, cities in Algarve like Faro ooze historic charm…
But, for me, the Algarve simply doesn’t have the same bustling Old World buzz like Porto or Lisbon. The museums, the restaurants, the ancient alleyways…
I’ll almost always choose cobblestoned streets and fountained city plazas over a stretch of soft golden sand…
I’m in the minority.
Chances are good that beaches are a focal point for you…
Unlike, say, Latin America or Asia, Portugal offers you an affordable beach lifestyle backed by the safety, cuisine, culture, and history of Europe.
Of course, the great thing about Portugal is that you’re spoiled with choice…
The Algarve has plenty of charming towns and cities, and places like Porto and Lisbon have multiple beaches…
Or maybe what you really dream about is being able to walk barefoot every day on a soft white-sand beach that stretches on and on beyond the horizon…
Yet you still want to be an easy hop from Lisbon, a hub of Europe and the continent’s second oldest city…
Or maybe you’d prefer a slower yet finer lifestyle among vineyards in the countryside…
The Best News Is:
There’s A Place In Portugal For You
It’s Just A Matter Of Finding The Right Fit…
As I hope you’re starting to realize, Portugal has something for everyone…
Your personal slice of paradise here exists. With Portugal Letter, we’ll help you find it. Quickly and easily. It’ll save you time, trouble, and money, too.
We’re going to start your search with a few key spots in Portugal…
Your 2023 Live and Invest in Portugal Manual—along with some other goodies I’ll throw in—will help you determine whether or not Portugal and any of its regions within could be right for you.
And the best part of Portugal Letter is that we cover more than just destinations—both well-established and up-and-coming…
We also cover the nuts and bolts of living in Portugal, traveling around it smartly, finding friends, earning cash flow, local events, and much, much more…
We even have a free mailbag service, in which we answer all of our readers’ questions.
Now, if the most popular spots in Portugal end up not being for you, don’t worry—it’s a big, beautiful country…
With Portugal Letter, our seasoned team of experts and expats will do all the important legwork for you to find your right place, such as:
- An analysis of the cost of living and a sample monthly budgets (as well as tips on the best places to shop)…
- What to expect from the local property market, including sample property listings for sale and rent…
- How the local infrastructure measures up…
- What it’s really like to be an expat in town (and where you can find expat friends)…
- How well you can get by in English (and the best places to learn the local language if you need to)…
- The standard and cost of local health care…
- Local culture, leisure, and social clubs and activities (remember, you’re going to have more time to spend on the things you love)…
- And lots more…
Every month, you’ll get an honest and comprehensive assessment about a place in Portugal worth living in today (or maybe investing in now and living in 10 years from now)—including both the pros and cons.
You’ll get proven recommendations for everything from where to find the best flea markets to buying in the best-value neighborhoods…
Hear From Expats And Retirees Who Have
Found Their Own Perfect Haven Abroad…
Every month, we’ll also bring you stories in Portugal Letter directly from folks who have already done what you’re thinking about doing…
People who have traded an uncertain quality of life at home for a new, more affordable adventure overseas.
People like Terry and Ann, for instance…
“Immediate Info… No Bull”
“… just a thank you for the immediate info without all the bull.”
—Tom F., United States
About 12 Million Americans And Canadians Already Live Overseas… So Can You
We include stories like Terry and Ann’s in Portugal Letter for two reasons:
- It’s important to remember that real people—school teachers, dentists, accountants, attorneys, consultants, office managers, doctors, sales reps, small business owners—are already doing what you’re thinking about. And doing it successfully.
Because I promise you: You’ll have family and friends who think you’ve lost your marbles. I know mine did!
The truth is that more than 700,000 retired Americans are getting their Social Security delivered at an address abroad…
And the real number of North Americans living well and enjoying life overseas—at least part of the year—has been figured to be over 12 million.
So I like stories like Terry and Ann’s because they can open your eyes to possibilities you might never have even thought about before.
And the world is full of inspiring, life-improving, money-saving, and money-making possibilities. In Portugal Letter, I’ll bring them to you.
2) There’s nothing more welcome when you’re starting out in a new place than a little “been there, done that” advice. And that’s exactly what Portugal Letter delivers each month.
It plugs you in to our vast network of contacts—both the “experts” and the “regular folks”—within the country and elsewhere in the world.
It’s invaluable to hear these personal stories of people changing their lives for the better in a new place. Many of them have found creative ways of making money, too…
And we’ll share all of their secrets with you.
Try Portugal Letter Now For Only $4.95…
And Get Up To 10 e-Books And Videos
Absolutely FREE
To get you up to speed with Portugal as quickly as possible, I’d like to send you our complete Portugal Insider’s Package…
It’s everything you need to get you up to speed on the opportunities and top destinations here in Portugal.
And I’d like to send it to you FREE…
Just for giving my Portugal Letter a try for only US$4.95.
That gets you an all-access, 60-day test drive of Portugal Letter.
During the trial, you’ll get at least two fully-illustrated issues, as well as up to 10 other important Portugal resources…
Again, all with my compliments as part of this special invitation.
If you decide Portugal Letter is for you, do nothing and you’ll lock in a special discounted rate of as low as US$4.54 a month. Decide to cancel, and simply let us know…
The entire library of Portugal resources are yours to keep free—no matter what you decide.
Plus, beyond your 60-day trial, you’re always protected by our standing 100% Money-Back, No-Questions-Asked Guarantee.
Again, try out Portugal Letter for only US$4.95 today, you’ll get the entire Portugal Insider’s Package—free:
You Take Absolutely No Risk.
Your Investment Is Guaranteed 3 Ways…
You risk nothing when you agree to take a look at Portugal Letter today. Here’s why…
Guarantee No. 1: This intelligence service is guaranteed to be the most straight-shooting, tell-it-like-it-is, get-there-first report available about the best-value communities in Portugal. Sugar-coated Paradise-pushing doesn’t do you any favors. So we don’t do it. No place is perfect. We pledge to give you an honest, measured, and educated assessment of each destination we feature. So you can decide if it’s right for you.
Guarantee No. 2: We’ll bring to you a splendid array of options from all around the country. Beachfront retreats… countryside hideaways… charming and ancient towns… vineyard escapes… and more. But if you don’t feel Portugal Letter delivers the kind of make-your-nest-egg-last-forever opportunities in the country you’re looking for, you can cancel at any time… and I’ll promptly reimburse you for any issues remaining in your subscription. No questions asked.
“The Best Time We’ve Ever Had In Our Lives”
“We’re having the best time we’ve ever had in our lives. Bill and I are thrilled with our purchase of oceanfront. Gosh, what a place… people who are immediate friends, ever-present adventure, beauty around every turn, and a feeling of being in a place few are privileged to find.”
—Judy and Bill Ahern, Retired Overseas
Guarantee No. 3: Should you decide the opportunities you learn about in Portugal Letter aren’t for you, all the special welcome gifts are yours to keep. My way of saying thank you for giving my flagship publication a try.
That’s how certain I am that you’ll love it…
You can’t lose. And all the risk is mine.
Why Wait?
The world can seem like a scary place…
Lots of folks with retirement on the horizon are feeling paralyzed.
Maybe you are, too. It’s understandable…
If you’re an American, for example, you’re likely to spend way more on health care than you could have ever imagined. And, in today’s economy, earn far less on your investments than you probably hoped for.
So what do you do? Lots of people will simply sit and hope for the best.
But you have more control of your future than you may think. Simply look beyond your borders… we’ll show you where.
Because in Portugal you’ll find the world’s best-value locales… the promise of good, healthy living… a quality of life twice as good as what you’re used to, for half the price… and days filled with excitement, interest, and adventure…
If you’re ready to do yourself a serious service by considering Portugal as a place to spend your time and money… I’d like to show you how to best do that in my Portugal Letter service.
Get your deep discount, videos, and e-Books, including the 2023 Live and Invest in Portugal Manual, free:
Sincerely,
Kathleen Peddicord
Founding Publisher, Portugal Letter
NO RISK! THIS ALL COMES WITH
KATHLEEN’S PERSONAL GUARANTEE
I guarantee that my intelligence service—delivered monthly via email—is the most straight-shooting, tell-it-like-it-is subscription service available about the best opportunities for living and investing in Portugal.
But if you don’t feel Portugal Letter reveals the kind of in-depth opportunities you’re looking for, you can cancel at any time. If you do, I’ll promptly reimburse you for any issues remaining in your subscription. No questions asked.
All of the Bonuses, including your Portugal Manual, are yours to keep, no matter what.
In addition, by subscribing today, you’ll lock in the lowest subscription rate possible. When you subscribe, you will be enrolled in our auto-renewal program, which guarantees the current low price for as long as you continue with your subscription. You can cancel anytime you like, and any unwanted automatic recurring charges will be refunded immediately.
Insightful And Honest
… I really have to commend you for your insight and honesty in ‘telling it like it is’ to your readers…
—Norman S., United States
The ‘Babe Ruth’ Of Overseas Living
Kathleen Peddicord is like the Babe Ruth
of overseas living.
—Scott U., United States
Interesting And Timely…
Inside Knowledge
I read each one and always pick up some interesting and timely piece of inside knowledge.
—Robert C., Spain
No Matter How Busy I Am,
I Find Time For Your Newsletter
In a horribly busy world and corporate pressures I find that your newsletter is most informative and a wealth of very interesting and thought provoking information of which I hope to make use of in the near future. No matter how busy I am I find the time to make sure to read your newsletter… keep up the great work!
—John M., United States
or by phone, toll-free from the United States, at 1-888-627-8834.
Copyright © 2008- Live and Invest Overseas, Founding Publisher Kathleen Peddicord