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In this Overseas Haven Report, we pit the world’s favorite retire-overseas havens against each other, examining their pros and cons first at the country level, then zooming in on one specific destination in each place and comparing it to its counterpart in another.

No place is perfect, everywhere has its pluses and minuses… but by going through the comparisons, you’ll come away with a stronger sense of which haven is the best choice for you.

Travel hacking is the practice of using credit cards and loyalty programs to amass points, which can then be redeemed for things like free flights, hotel stays, and more.

There are all kinds of credit cards that are tied to airlines and hotel companies, including the Big 3 airlines (United, American, Delta) and brands like Marriott and Hilton. They partner with banks like Chase, American Express, Citi, and Capital One.

Both the banks and the airlines and hotel chains are competing for your business. One way to entice you to sign up for a credit card or a loyalty program is to offer a substantial sign-up bonus.

Once those points are in your account, you’re able to cash them in by booking flights, hotel stays, rental cars, cruises, or whatever else you want to do with your travel funds.

Traveling for free and making use of those perks along the way is a great feeling. It’s one way to affordably fund a lifestyle of perpetual travel. Discover how to get started at travel hacking with this Overseas Haven Report.