Terms and Conditions

This Agreement was last modified on 26 September 2017.

Kathleen Peddicord’s Personal Guarantee

Your satisfaction is guaranteed. I believe that every one of our products is the best resource you’re going to find available anywhere on living, investing, retiring, or starting a business overseas.

Right now, you’ll have to take my word for it. However, if, after taking a look at your purchased publication, you don’t agree…no problem. Like everything we publish, it comes with our no-hassle money-back guarantee. We’ll refund your money 100% no questions asked…if that’s what you want. If you decide to cancel an e-zine subscription, e-course, or VIP service, we’ll send your money back for the unused portion. No hassles…easy as that.


No Shipping Fees!

All of our publications are published electronically, delivered straight to your email inbox within seconds after your purchase.

Please note that all of our reports are published electronically, so we are able to update regularly and often. Every time we do, for one year from the date of your purchase, we will send you the revised, edited, or expanded edition at no additional charge. When you buy today, you are guaranteeing yourself one full year of up-to-date information, intelligence, and insights on the best opportunities for living, retiring, and investing overseas.

Some of our memberships and subscriptions are auto-renew offers, which guarantees you the lowest subscription rates possible. These products include: Overseas Living Letter, Overseas Living Unlimited, Panama Letter, Simon Letter, Portugal Letter, and Global Property Advisor. You can cancel anytime, and any unwanted auto-renew charges will be refunded immediately after you contact us. Trial memberships and subscriptions are included in this policy. Please note that any free reports, premiums, and other gifts included in products offering Trial memberships and subscriptions are subject to withholding until you have enrolled or subscribed in full (beyond the Trial period).

Finally, please note that live events and livestream products each have specific refund policies based on a variety of factors. Access the policy via the registration order form of the specific live event or get in touch below to request full information.

Prefer to order over the phone? From the US and Canada, call us toll-free at 1-888-627-8834. For all other locales, please dial +1-443-599-1221. Operators available Monday through Friday, 8am to 5pm Eastern Time.


Changes To This Agreement

We reserve the right, at our sole discretion, to modify or replace these Terms and Conditions by posting the updated terms on the site. Your continued use of the site after any such changes constitutes your acceptance of the new Terms and Conditions.


Contact Us

If you have any questions about this Agreement, please contact us.